Bitpanda Review 2026
Learn more about TU’s methodology
- EUR 10
- Web
- Mobile application
- AMF (France)
- BaFin (Germany)
- Across Europe MIFID 2 License
- Across Europe PSD2 AND EMI License
- FR CZ AT IT SE ES VASP Registration
- All popular cryptocurrencies and coins (over 3,000 positions), only EUR participates in fiat trades, trading fees depend on many factors, there is a fast exchange, staking is provided, the trader can participate in the Cash Plus program
Our Evaluation of Bitpanda
Learn more about TU’s methodology
Bitpanda is a reliable cryptocurrency exchange with the TU Overall Score of 7.92 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Bitpanda clients on our website, Traders Union expert Anton Kharitonov believes he can recommend this company as the majority of reviews showed that the broker’s clients are mostly satisfied with the company.
Bitpanda is a veteran player in the cryptocurrency market, offering a reliable platform with a wide range of trading and non-trading opportunities. Liquidity is high, and all transactions are executed promptly. Clients operate in very comfortable conditions, using a 1:2 leverage if needed (relevant for cryptocurrencies). Additional options include savings and passive income. The Academy offers approximately 100 lessons for beginners and advanced users alike.
How we tested Bitpanda
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Bitpanda
Bitpanda platform offers cryptocurrencies, crypto indices, precious metals, CFDs on stocks, commodities, and ETFs. In total, there are over 3,000 assets available. Trading is conducted through an in-browser platform or a mobile application for Android and iOS devices. Additionally, the Bitpanda Swap service allows for instant exchange of cryptocurrencies. The trading fee depends on the asset, the direction of the trade (buying or selling), and other factors, such as holding the platform's native token, BEST, in the user’s wallet. Fees typically range from 0.5% to 1.5%. Deposit and withdrawal of funds are available in fiat money as well as cryptocurrency transfer. Fiat deposits and withdrawals are facilitated through Visa and Mastercard, bank transfers, Neteller, Paypal, Skrill, GIROPAY, SEPA, among other methods, with zero deposit & withdrawal fees in all payment methods. Additional income can be generated through staking, Cash Plus service, affiliate programme, and tell a friend programme.
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We have thoroughly analyzed all companies legally providing trading services in your country and created a ranking of the best ones. Our analysis highlights companies that offer optimal working conditions, uphold a strong reputation, and consistently receive the highest number of positive reviews from traders on our website.
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US :
- The only cryptocurrency platform offering five other types of assets for trading alongside cryptocurrencies;
- Convenient, multifunctional browser platform and mobile application, allowing for 24/7 financial instrument trading;
- The BEST token from Bitpanda provides a wide range of benefits, including fee discounts on exchanges, cashback on withdrawals, increased staking rewards, and participation in prize draws;
- Staking yields up to 26% annually, up to 4.92% in Cash Plus, and Tell a friend programme can bring in up to 100 EUR;
- Traders can order a Bitpanda Visa debit card for EUR 9.90, with global payment availability and quick, low-fee withdrawals;
- The broker is officially holding European licenses, such as AMF in France and BaFin in Germany; FR, CZ, AT, IT, SE, ES VASP Registration; MIFID II License Across Europe; PSD2 AND EMI License Across Europe;
- Crypto assets are stored in cold wallets, with infrastructure and systems protected using advanced encryption technologies, employing modern KYC registration and verification procedures.
- Trading fees are not explicitly stated but are included in the buy/sell price, slightly above the average market level overall;
- Limited accessibility outside the European Union, with many services restricted or unavailable;
- Lack of analytical and forecasting tools, despite their claimed presence.
TU Expert Verdict
Chief Analytics Officer
Bitpanda offers access to trading over 3,000 assets, including cryptocurrencies, crypto indices, precious metals, stock CFDs, commodities, and ETFs, on an in-browser platform and mobile application. Regulated by BaFin in Germany and the AMF in France, with additional European licenses, Bitpanda emphasizes security through Tier-1 oversight, cold wallet storage, and mandatory KYC. Clients benefit from a low minimum deposit of EUR 10, 1:2 leverage on crypto assets, fast execution, staking options, and zero deposit and withdrawal fees via multiple fiat and crypto methods. Cashback and fee benefits are available for holders of the BEST token, and a Bitpanda debit card is also offered.
Some disadvantages include above-average trading fees that are not transparently stated, limited access outside the European Union, restricted advanced analysis tools, and only around 100 supported coins for direct spot trading. Bitpanda may not be suitable for clients seeking global coverage, advanced analytics, or the most competitive pricing but can be a solid choice for EU-based traders focused on regulated crypto and multi-asset portfolio building.
Bitpanda Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Integrated into the browser, a mobile application for devices with iOS or Android operating systems |
|---|---|
| 📊 Accounts: | Standard |
| 💰 Account currency: | Cryptocurrencies, EUR, CHF, GBP, USD, PLN, DKK, SEK, HUF, CZK |
| 💵 Deposit / Withdrawal: | Visa and Mastercard cards, bank transfer, Neteller, Paypal, Skrill, GIROPAY, SEPA, and others, cryptocurrency wallets |
| 🚀 Minimum deposit: | 10 EUR |
| ⚖️ Leverage: | 1:2 (for cryptocurrencies) |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | N/A |
| 💱 Commission: | Spot: 0.1%-0.15% |
| 🔧 Instruments: | 100 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | N/A |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | N/A |
| ⭐ Trading features: | All popular cryptocurrencies and coins (over 3,000 positions), only EUR participates in fiat trades, trading fees depend on many factors, there is a fast exchange, staking is provided, the trader can participate in the Cash Plus program |
| 🎁 Contests and bonuses: | Yes |
Bitpanda has set an acceptable minimum deposit of EUR 10 (equivalent in 8 other currencies). Funds can also be deposited in supported cryptocurrencies, each with its own initial threshold. Leverage is only provided for crypto assets. Its ratio is 1:2, which is significantly lower than that of most other exchanges. This implies that Bitpanda does not encourage extremely aggressive trading with significant risks. The platform's technical support operates 24/7. It is available through the form on the website, and members of the Bitpanda Club also have the option to contact the concierge service or submit a callback request.
Bitpanda Key Parameters Evaluation
Regulation and Safety
Bitpanda has earned a rating of 9.75/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.
- Government-regulated
- Cold wallet storage
- No successful hacks history
- Tier-1 regulation
- 2FA
- No investor protection fund
- Not U.S regulated
- No facial recognition
Bitpanda Security Factors
We also compared Bitpanda against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Bitpanda | Kraken | OKX | |
| Tier-1 regulation | Yes | Yes | No |
| Government-regulated | Yes | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | Yes |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | No |
Is Bitpanda a regulated crypto exchange?
Bitpanda is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.
Bitpanda is authorized or licensed in accordance with local regulations in the following regions: Austria, Italy, Sweden, Norway.
Is verification (KYC) mandatory at Bitpanda?
Yes, KYC verification is mandatory at Bitpanda. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is Bitpanda available in the USA?
Bitpanda is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, OKX, BTCC .
Bitpanda commissions and fees
Bitpanda received a 7.45/10 score for its trading fees. While Bitpanda is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are Bitpanda trading fees?
We analyzed Bitpanda’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Bitpanda trading fees vs competitors
| Bitpanda | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | 0.1 | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | 0.15 | 0.22 | 0.2 | 0.194 |
What are Bitpanda deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | 0.0005 BTC 0.005 ETH |
Does Bitpanda offer P2P trading?
Yes, Bitpanda offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.Bitpanda P2P Fees
Deposit and Withdrawal
Bitpanda received a 7.5/10 rating for its deposit and withdrawal services. While Bitpanda covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.
- P2P for flexible transfers
- PayPal payments
- Many cryptocurrencies for deposits and withdrawals
- No deposit fees
- Withdrawal fee applies
- No Google Pay option
Deposit and withdrawal options
Bitpanda supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto, PayPal.
Bitpanda Deposit and withdrawal options vs competitors
| Bitpanda | Kraken | OKX | |
| Bank transfers | Yes | Yes | No |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | Yes | Yes | No |
What is Bitpanda minimum deposit?
The minimum deposit at Bitpanda is 20 EUR USD/USDT or 5 BTC. The minimum trade size is 105 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Bitpanda minimum deposit vs competitors
| Bitpanda | Kraken | OKX | |
| Minimum deposit, USD or USDT | 20 EUR | 10 | 10 |
| Minimum deposit, BTC | 5 | 1 | 5 |
| Minimum trade amount, USD/USDT | 105 | 1 | 1 |
Does Bitpanda support fiat money?
Bitpanda supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Bitpanda received a score of 3.5/10 in this category, indicating a modest offering of assets and markets. While Bitpanda covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Staking available
- Crypto options not available
- Yield farming not available
Bitpanda supported coins and markets vs competitors
We compared Bitpanda with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Bitpanda | Kraken | OKX | |
| Supported coins | 100 | 278 | 329 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | Yes |
| NFTs | No | Yes | Yes |
Bitpanda passive income options vs competitors
We also compared Bitpanda with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Trading apps & tools
Bitpanda received a score of 6.45/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- Advanced tools and automation with API
- Mobile indicators allowed
- Positive user feedback on the iOS app
- App data protection with 2FA
- Android App score below 4 points
- No Face ID
- No trading bots for traders
Trading apps
Bitpanda provides web and mobile apps for both Android and iOS users, with an average rating of 4.7 on the App Store and 3.4 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Bitpanda platform is for mobile use.
| Bitpanda | Kraken | OKX | |
| 2FA | Yes | Yes | Yes |
| Face ID | No | No | Yes |
| Mob Indicators | Yes | Yes | Yes |
| Alerts | Yes | Yes | Yes |
| Advanced Orders | No | Yes | Yes |
| Trading with bots | No | No | Yes |
| API | Yes | Yes | Yes |
| Extra trading platforms | No | No | No |
Does Bitpanda offer a desktop app?
Yes, Bitpanda offers a desktop app with full trading functionality. It supports advanced charting, fast execution, and is compatible with both Windows and macOS systems.
Does Bitpanda offer advanced charting with TradingView integration?
No, Bitpanda does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Regulation | AMF (France), BaFin (Germany), Across Europe MIFID 2 License, Across Europe PSD2 AND EMI License, FR CZ AT IT SE ES VASP Registration |
|---|---|
| Official site | https://www.bitpanda.com/en |
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