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ChangeNOW Review 2026

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4.45/10
TU Overall Score
The TU Overall Score is an independent, data-driven rating based on 140+ measurable data points, including security and regulation, fees, trading tools, supported coins and markets, deposit/withdrawal options, and verified user feedback. Key factors are additionally validated through real-account testing with live deposits to reflect actual trading and withdrawal conditions.
Learn more about TU’s methodology
Minimum deposit:
  • $1.7
Trading platform:
  • Browser platform
  • Mobile application
Trading features
  • Aggregation of prices from leading world exchanges, two exchange types

Our Evaluation of ChangeNOW

4.45/10
TU Overall Score
The TU Overall Score is an independent, data-driven rating based on 140+ measurable data points, including security and regulation, fees, trading tools, supported coins and markets, deposit/withdrawal options, and verified user feedback. Key factors are additionally validated through real-account testing with live deposits to reflect actual trading and withdrawal conditions.
Learn more about TU’s methodology
Traders Union icon

ChangeNOW is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 4.45 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by ChangeNOW clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.

ChangeNOW's convenience lies in its ability to generate prices from numerous exchanges and offer the most favorable rates at the moment for cryptocurrency purchases and sales. Additionally, it allows users to quickly exchange a wide variety of coins without the need for registration or verification processes.

How we tested ChangeNOW

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

Brief Look at ChangeNOW

ChangeNOW is a platform for purchase, sale, and instant cryptocurrency exchange. It supports operations with over 170 digital coins, and 50 fiat currencies, and facilitates transactions across 50,000 trading pairs. ChangeNOW sources liquidity from global cryptocurrency exchanges such as Binance, Huobi, Bitfinex, OKEx, and KuCoin, enabling it to offer clients the best market exchange rates and swift transaction execution. ChangeNOW has its native token called NOW, based on the ERC-20 and BEP-2 standards, which can be acquired not only on global exchanges like Coinbase DEX and Uniswap but also obtained as cashback for transactions with other cryptocurrencies. The platform has been operating for more than 5 years and serves over 1 million users.

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Advantages of trading with ChangeNOW:
  • Low requirements for the minimum exchange amount, which is less than $2, and no limit on the maximum amount.
  • A vast selection of cryptocurrencies, including new and rare coins.
  • No need for registration when using the platform for cryptocurrency exchange.
  • A wide range of fiat currencies and trading pairs.
  • Average exchange time of approximately 5 minutes.
  • A user-friendly and easy-to-use web platform.
  • Availability of full-fledged mobile applications.
Disadvantages of ChangeNOW:
  • American Express and Discover cards are not accepted, and in some countries, bank transfers are not available.
  • When trading currency pairs, it is not possible to use leverage.
  • Only the exchange's native token NOW is available for staking.

TU Expert Verdict

Anton Kharitonov

Chief Analytics Officer

ChangeNOW provides access to trading more than 170 cryptocurrencies and 50,000 trading pairs through an intuitive web platform and mobile applications. Users can conduct instant crypto swaps and purchases using various fiat currencies without mandatory registration, while minimum deposits start from $1.7 depending on the currency. The platform sources prices from leading global exchanges to offer competitive rates and processes most transactions in five minutes. Users benefit from features such as cold wallet storage, 2FA, cashback in NOW tokens, and available staking options for the NOW token.

However, a notable drawback is the lack of regulation by any government authority, resulting in lower client protection than with regulated exchanges. Other disadvantages include the absence of leverage, no desktop application, restricted bank transfer support, and only limited staking opportunities. ChangeNOW may not be suitable for those prioritizing regulatory safeguards, advanced trading features, or broad funding options, but it remains an option for users seeking fast, hassle-free crypto exchanges.

Trade with this broker, if:
  • You desire a wide range of cryptocurrencies for trading. ChangeNOW boasts integration with over 250 cryptocurrencies, providing a diverse selection that caters to various investment preferences and strategies.
  • You prefer instant swaps between different cryptocurrencies without the need for intermediaries. ChangeNOW facilitates seamless exchanges, allowing you to swap tokens directly, such as converting Chainlink (LINK) to Cardano (ADA) without relying on intermediary cryptocurrencies like Bitcoin or Ethereum.
Do not trade with this broker, if:
  • You prioritize cost-effectiveness. ChangeNOW's fees are relatively high compared to other exchanges, which may impact your trading profitability, especially for frequent or large transactions.
  • You need advanced charting, order types, or analytical tools. You may find ChangeNOW's interface lacking and opt for exchanges that offer more comprehensive features.

ChangeNOW Summary

💻 Trading platform: Browser platform on the website, mobile applications for Android and iOS
📊 Accounts: Cryptocurrency wallet in the client's name
💰 Account currency: Over 170 cryptocurrencies
💵 Deposit / Withdrawal: Cryptocurrency e-wallets, Visa/MasterCard bank cards, prepaid cards, Sepa, Union Pay
🚀 Minimum deposit: $1.7-$20 depending on the currency
⚖️ Leverage: 1:1.
💼 Copy Trading: No
📈️ Min Order: From 0
💱 Commission: Spot: No fixed fees%-No fixed fees%
🔧 Instruments: More than 170 cryptocurrencies and 50,000 pairs (crypto-to-crypto, crypto-to-fiat)
💹 Margin Call / Stop Out: No
🏛 Liquidity provider: No
📱 Mobile trading: Yes
➕ Affiliate program: Yes
📋 Order execution: Exchange at the classic rate, exchange at a fixed rate, market trading for currency pairs.
⭐ Trading features: Aggregation of prices from leading world exchanges, two exchange types
🎁 Contests and bonuses: Cash back in NOW tokens

On the ChangeNOW exchange, there are very lenient requirements for the minimum transaction amount:. yYou can exchange any quantity of tokens, but the deposited funds should be sufficient to cover blockchain fees. Clients can buy cryptocurrencies with fiat currencies using a card, and the minimum purchase amount is 50 USD. These transactions are conducted through partners Simplex and Transak, with applicable commission fees deducted.

ChangeNOW Key Parameters Evaluation

Video Review of ChangeNOW

Score:
Our evaluation encompasses several key factors, including government regulation, two-factor authentication (2FA), cold wallet storage of client assets, investor protection funds, KYC protocol adherence, year of foundation, and history of security breaches. Read more in our Methodology
5.25/10

Regulation and Safety

With a 5.25/10 score, ChangeNOW demonstrates a moderate level of security and regulation. While the platform meets basic safety standards, it may not offer the same level of protection as higher-rated exchanges.

Advantages of ChangeNOW
  • Cold wallet storage
  • 2FA
  • No successful hacks history
Disadvantages of ChangeNOW
  • No facial recognition
  • Not U.S regulated

ChangeNOW Security Factors

We also compared ChangeNOW against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.

ChangeNOW Kraken OKX
Tier-1 regulation No Yes No
Government-regulated No Yes Yes
Investor protection fund No No Yes
2FA Yes Yes Yes
Facial recognition No No Yes
Cold wallet storage Yes Yes Yes
Successful hacker attacks No No No

Is ChangeNOW a regulated crypto exchange?

ChangeNOW is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean ChangeNOW is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.

Is verification (KYC) mandatory at ChangeNOW?

Yes, KYC verification is mandatory at ChangeNOW. You will need to complete the verification process before you can open an account and access the platform's full range of services.

Is ChangeNOW available in the USA?

ChangeNOW is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.

You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, OKX, BTCC .

Score:
This category evaluates trading costs and the transparency of deposit and withdrawal charges according to the Methodology. It covers spot and futures trading fees, P2P exchange costs, deposit/withdrawal fees, and tiered fee structures. The assessment ensures that fees are competitive and clearly disclosed, avoiding hidden or excessive costs. Each factor is scored based on defined criteria, contributing to the overall rating.
7.75/10

ChangeNOW commissions and fees

ChangeNOW received a 7.75/10 score for its trading fees. While ChangeNOW is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.

Advantages
  • Spot fee below industry average
  • No deposit fee
Disadvantages
  • Withdrawal fee may be applied
  • P2P fee applied

What are ChangeNOW trading fees?

We analyzed ChangeNOW’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.

ChangeNOW trading fees vs competitors

ChangeNOW Nexus Trade CoinMetro Industry average
Spot, maker fee (%) No fixed fees 0.22 0.1 0.15
Spot, taker fee (%) No fixed fees 0.22 0.2 0.194

What are ChangeNOW deposit and withdrawal fees?

Deposit fee, % 0
Withdrawal fee, %

Does ChangeNOW offer P2P trading?

No, ChangeNOW does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.

Score:
We evaluated the deposit and withdrawal experience, considering several key factors such as the range of available methods, transaction processing speed, minimum deposit requirements, and associated fees. Read more in our Methodology.
3.5/10

Deposit and Withdrawal

ChangeNOW received a 3.5/10 rating for its deposit and withdrawal services. ChangeNOW offers limited funding options and may charge fees, which could be inconvenient for many users.

Advantages
  • Many cryptocurrencies for deposits and withdrawals
  • No deposit fees
  • Bank cards accepted for instant deposits
Disadvantages
  • No P2P transfer option
  • No PayPal option

Deposit and withdrawal options

ChangeNOW supports the following deposit and withdrawal options: Bank card, Crypto.

ChangeNOW Deposit and withdrawal options vs competitors

ChangeNOW Kraken OKX
Bank transfers No Yes No
Bank card Yes Yes Yes
Crypto Yes Yes Yes
PayPal No Yes No

What is ChangeNOW minimum deposit?

The minimum deposit at ChangeNOW is 50 USD/USDT or 1 BTC. The minimum trade size is 2 USD/USDT, which also serves as the minimum amount required to start trading on the platform.

ChangeNOW minimum deposit vs competitors

ChangeNOW Kraken OKX
Minimum deposit, USD or USDT 50 10 10
Minimum deposit, BTC 1 1 5
Minimum trade amount, USD/USDT 2 1 1

Does ChangeNOW support fiat money?

ChangeNOW supports fiat currency trading and account funding. The following fiat currencies are accepted:

Investment Options

ChangeNOW offers several solutions for earning additional income. These include:

  • Cash back. Registered users receive 0.1% cash back on each transaction. The cash back cashback is credited in NOW tokens, which can be withdrawn at any time or used for staking.

  • Staking. By holding NOW tokens in the ChangeNOW account wallet instead of withdrawing them, users can earn up to 12.5% annual interest. The minimum amount of coins eligible for staking is 10 NOW, and the maximum is 100,000 NOW coins. The interest rate is not fixed: the longer the user locks their funds, the higher the reward.

Any user can also utilize the tools provided by ChangeNOW to develop their own cryptocurrency exchange or payment service. Through these tools, users can earn commissions for the use of these services and products, allowing for passive income generation.

Important!

If you are a large investor and plan on investments over $10,000, contact us at vip-invest@tradersunion.com or by the feedback form on our website. Our professional team will take you through all the intricacies of the deal and all the steps from signing up to withdrawal of profits.

ChangeNOW’s partnership program

The exchange offers various solutions for partners interested in integrating cryptocurrency transactions into different platforms, social media pages, payment systems, and settlements. ChangeNOW provides an API interface for creating wallets and payment gateways for everyday use and businesses, as well as access to secure cold asset storage.

Partners can also use ChangeNOW's technologies to create their own cryptocurrency exchange service and set transaction fees according to their preferences. White Label partners have access to tools for generating an exchange, e-wallet, and Telegram bot under their own brand.

Additionally, the exchange offers a referral program that works as follows:

  • After registering as a partner on the ChangeNOW website, a referral link is automatically generated. (pPartners can also request a button and integrate it into their website or blog).

  • InterestedInterested users click the referral link/button and perform currency exchanges on the ChangeNOW platform.

  • Once a month, the partner receives a part of the exchange's commission from the transactions made by the referred users.

The ChangeNOW website provides a calculator to estimate potential earnings based on the monthly trading volume in BTC. For example, with a trading volume of 1 BTC from referred users, the partner will receive a reward of 0.0040 BTC.

Score:
This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn more in our Methodology.
6/10

Trading apps & tools

ChangeNOW received a score of 6/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.

Advantages
  • Advanced tools and automation with API
  • App data protection with 2FA
  • Android app score 4.6
  • Mobile indicators allowed
Disadvantages
  • No access to TradingView features
  • No trading bots for traders
  • Advanced orders not available

Trading apps

ChangeNOW provides web and mobile apps for both Android and iOS users, with an average rating of 4.8 on the App Store and 4.6 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the ChangeNOW platform is for mobile use.

ChangeNOW Kraken OKX
2FA Yes Yes Yes
Face ID No No Yes
Mob Indicators Yes Yes Yes
Alerts No Yes Yes
Advanced Orders No Yes Yes
Trading with bots No No Yes
API Yes Yes Yes
Extra trading platforms No No No

Does ChangeNOW offer a desktop app?

No, ChangeNOW does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.

Does ChangeNOW offer advanced charting with TradingView integration?

No, ChangeNOW does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.

Contacts

Foundation date 2017
Official site https://changenow.io/

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