ChangeNOW Review 2026
Learn more about TU’s methodology
- $1.7
- Browser platform
- Mobile application
- Aggregation of prices from leading world exchanges, two exchange types
Our Evaluation of ChangeNOW
Learn more about TU’s methodology
ChangeNOW is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 4.39 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by ChangeNOW clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
ChangeNOW is a personal crypto super app that offers fast, seamless crypto swaps with simplified onboarding. Additionally, it allows users to quickly exchange a wide variety of coins without the need for registration or verification processes.
How we tested ChangeNOW
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at ChangeNOW
Since 2017, ChangeNOW has evolved from a fast, secure, and limitless instant cryptocurrency exchange into a trusted all-in-one platform. Today, millions of users worldwide rely on ChangeNOW for secure storage, seamless swaps, trading, staking, and comprehensive digital asset management—all within a single, user-friendly ecosystem. Cross-Chain Support: Facilitates exchanges across 110+ blockchains, including popular ones like ETH, BSC, SOL, MATIC, AVAX, and OP, as well as less known ones like zkSync, Linea, ALGO, Near, and EOS. ChangeNOW has its native token called NOW, based on the ERC-20 and BEP-2 standards, which can be acquired not only on global exchanges like Coinbase DEX and Uniswap but also obtained as cashback for transactions with other cryptocurrencies. The platform has been operating for more than 5 years and serves over 1 million users.
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- No Upper Limits: While minimal amounts are required, they are incredibly low (as little as $2).
- Over 1,500 digital assets and 70+ fiat options.
- Simplified onboarding: ChangeNOW offers fast, seamless crypto swaps through a straightforward user experience.
- Supports 70+ fiat currencies through trusted partners like Transak, Simplex, and Guardarian.
- Most exchanges are completed within 2 minutes, with real-time tracking available.
- Accessible via the website, mobile apps (Android & iOS), and Telegram bot for on-the-go transactions.
- American Express and Discover cards are not accepted, and in some countries, bank transfers are not available.
- When trading currency pairs, it is not possible to use leverage.
- Only the exchange's native token NOW is available for staking.
TU Expert Verdict
Chief Analytics Officer
ChangeNOW provides access to trading over 1,500 digital assets and supports more than 70 fiat options through a browser platform and mobile apps, offering instant crypto swaps without mandatory registration except for Premium Lounge accounts. The platform aggregates prices from leading global exchanges, features classic and fixed-rate exchanges, and facilitates cross-chain swaps across 110-plus blockchain networks. Clients can start with a minimum deposit of just $1.7, benefit from no upper limits on transactions, and can earn up to 12.5% annual interest by staking the platform’s native NOW token.
However, a notable drawback is that ChangeNOW is not regulated by any government authority, which may raise security concerns compared to Tier-1 licensed competitors. Additional disadvantages include the inability to trade with leverage, high fees for frequent or large trades, withdrawal delays, limited staking options, and the lack of advanced charting or trading tools. ChangeNOW may be suitable for users seeking fast crypto swaps, a wide selection of assets, and simple onboarding, but it may not meet the needs of active traders or those prioritizing regulatory protection.
- You want access to a wide range of digital assets. ChangeNOW supports over 1,500 digital assets and 70+ fiat options. ChangeNOW boasts integration with over 250 cryptocurrencies, providing a diverse selection that caters to various investment preferences and strategies.
- You want fast and seamless crypto swaps across multiple blockchain networks. ChangeNOW facilitates seamless exchanges, allowing you to swap tokens directly, such as converting Chainlink (LINK) to Cardano (ADA) without relying on intermediary cryptocurrencies like Bitcoin or Ethereum.
- You prioritize cost-effectiveness. ChangeNOW's fees are relatively high compared to other exchanges, which may impact your trading profitability, especially for frequent or large transactions.
- You need advanced charting, order types, or analytical tools. You may find ChangeNOW's interface lacking and opt for exchanges that offer more comprehensive features.
ChangeNOW Summary
| 💻 Trading platform: | Browser platform on the website, mobile applications for Android and iOS |
|---|---|
| 📊 Accounts: | Cryptocurrency wallet in the client's name |
| 💰 Account currency: | Over 1,500 digital assets and 70+ fiat options. |
| 💵 Deposit / Withdrawal: | Cryptocurrency e-wallets, Visa/MasterCard bank cards, prepaid cards, Sepa, Union Pay |
| 🚀 Minimum deposit: | $1.7-$20 depending on the currency |
| ⚖️ Leverage: | 1:1. |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | From 0 |
| 💱 Commission: | Spot: No fixed fees%-No fixed fees% |
| 🔧 Instruments: | Over 1,500 digital assets across 110+ blockchain networks. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Exchange at the classic rate, exchange at a fixed rate, market trading for currency pairs. |
| ⭐ Trading features: | Aggregation of prices from leading world exchanges, two exchange types |
| 🎁 Contests and bonuses: | Cash back in NOW tokens |
On the ChangeNOW exchange, there are very lenient requirements for the minimum transaction amount:. yYou can exchange any quantity of tokens, but the deposited funds should be sufficient to cover blockchain fees. Clients can buy cryptocurrencies with fiat currencies using a card, and the minimum purchase amount is 50 USD. These transactions are conducted through partners Simplex and Transak, with applicable commission fees deducted.
ChangeNOW Key Parameters Evaluation
Regulation and Safety
With a 5.25/10 score, ChangeNOW demonstrates a moderate level of security and regulation. While the platform meets basic safety standards, it may not offer the same level of protection as higher-rated exchanges.
- Cold wallet storage
- No successful hacks history
- 2FA
- Not U.S regulated
- Not tier-1 regulated
ChangeNOW Security Factors
We also compared ChangeNOW against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| ChangeNOW | Coinbase | OKX | |
| Tier-1 regulation | No | Yes | No |
| Government-regulated | No | Yes | Yes |
| Investor protection fund | No | Yes | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | Yes |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | Yes | No |
Is ChangeNOW a regulated crypto exchange?
ChangeNOW is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean ChangeNOW is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.
Is verification (KYC) mandatory at ChangeNOW?
Yes, KYC verification is mandatory at ChangeNOW. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is ChangeNOW available in the USA?
ChangeNOW is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Coinbase, OKX, BTCC .
ChangeNOW commissions and fees
ChangeNOW received a 7.75/10 score for its trading fees. While ChangeNOW is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are ChangeNOW trading fees?
We analyzed ChangeNOW’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
ChangeNOW trading fees vs competitors
| ChangeNOW | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | No fixed fees | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | No fixed fees | 0.22 | 0.2 | 0.194 |
What are ChangeNOW deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % |
Does ChangeNOW offer P2P trading?
No, ChangeNOW does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and Withdrawal
ChangeNOW received a 3.5/10 rating for its deposit and withdrawal services. ChangeNOW offers limited funding options and may charge fees, which could be inconvenient for many users.
- Many cryptocurrencies for deposits and withdrawals
- No deposit fees
- Bank cards accepted for instant deposits
- No P2P transfer option
- No Google Pay option
Deposit and withdrawal options
ChangeNOW supports the following deposit and withdrawal options: Bank card, Crypto.
ChangeNOW Deposit and withdrawal options vs competitors
| ChangeNOW | Coinbase | OKX | |
| Bank transfers | No | Yes | No |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | No |
What is ChangeNOW minimum deposit?
The minimum deposit at ChangeNOW is 50 USD/USDT or 1 BTC. The minimum trade size is 2 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
ChangeNOW minimum deposit vs competitors
| ChangeNOW | Coinbase | OKX | |
| Minimum deposit, USD or USDT | 50 | 10 | 10 |
| Minimum deposit, BTC | 1 | 1 | 5 |
| Minimum trade amount, USD/USDT | 2 | 2 | 1 |
Does ChangeNOW support fiat money?
ChangeNOW supports fiat currency trading and account funding. The following fiat currencies are accepted:
Investment Options
ChangeNOW offers several solutions for earning additional income. These include:
Cash back. Registered users receive 0.1% cash back on each transaction. The cash back cashback is credited in NOW tokens, which can be withdrawn at any time or used for staking.
Staking. By holding NOW tokens in the ChangeNOW account wallet instead of withdrawing them, users can earn up to 12.5% annual interest. The minimum amount of coins eligible for staking is 10 NOW, and the maximum is 100,000 NOW coins. The interest rate is not fixed: the longer the user locks their funds, the higher the reward.
Any user can also utilize the tools provided by ChangeNOW to develop their own cryptocurrency exchange or payment service. Through these tools, users can earn commissions for the use of these services and products, allowing for passive income generation.
If you are a large investor and plan on investments over $10,000, contact us at vip-invest@tradersunion.com or by the feedback form on our website. Our professional team will take you through all the intricacies of the deal and all the steps from signing up to withdrawal of profits.
ChangeNOW’s partnership program
The exchange offers various solutions for partners interested in integrating cryptocurrency transactions into different platforms, social media pages, payment systems, and settlements. ChangeNOW provides an API interface for creating wallets and payment gateways for everyday use and businesses, as well as access to secure cold asset storage.
Partners can also use ChangeNOW's technologies to create their own cryptocurrency exchange service and set transaction fees according to their preferences. White Label partners have access to tools for generating an exchange, e-wallet, and Telegram bot under their own brand.
Additionally, the exchange offers a referral program that works as follows:
After registering as a partner on the ChangeNOW website, a referral link is automatically generated. (pPartners can also request a button and integrate it into their website or blog).
InterestedInterested users click the referral link/button and perform currency exchanges on the ChangeNOW platform.
Once a month, the partner receives a part of the exchange's commission from the transactions made by the referred users.
The ChangeNOW website provides a calculator to estimate potential earnings based on the monthly trading volume in BTC. For example, with a trading volume of 1 BTC from referred users, the partner will receive a reward of 0.0040 BTC.
Trading apps & tools
ChangeNOW received a score of 6/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- Android app score 4.6
- Mobile indicators allowed
- App data protection with 2FA
- Advanced tools and automation with API
- No trading bots for traders
- No access to TradingView features
- Advanced orders not available
Trading apps
ChangeNOW provides web and mobile apps for both Android and iOS users, with an average rating of 4.8 on the App Store and 4.6 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the ChangeNOW platform is for mobile use.
| ChangeNOW | Coinbase | OKX | |
| 2FA | Yes | Yes | Yes |
| Face ID | No | No | Yes |
| Mob Indicators | Yes | Yes | Yes |
| Alerts | No | Yes | Yes |
| Advanced Orders | No | Yes | Yes |
| Trading with bots | No | No | Yes |
| API | Yes | Yes | Yes |
| Extra trading platforms | No | No | No |
Does ChangeNOW offer a desktop app?
No, ChangeNOW does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.
Does ChangeNOW offer advanced charting with TradingView integration?
No, ChangeNOW does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Foundation date | 2017 |
|---|---|
| Official site | https://changenow.io/ |
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