Independent Reserve Review 2026
Learn more about TU’s methodology
- $1
- Proprietary platform
- Loads of crypto-crypto and crypto-fiat pairs, a convenient and functional trading terminal, investment programs for business, a referral program is possible on individual terms
Our Evaluation of Independent Reserve
Learn more about TU’s methodology
Independent Reserve is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 4.1 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by Independent Reserve clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
The Independent Reserve cryptocurrency exchange offers favorable conditions for exchange and over-the-counter cryptocurrency trading. The company has its proprietary trading terminal with cutting-edge functionality (including auto-trading based on adaptive strategies and a tax reporting calculator). It is feasible to trade cryptocurrency-backed securities through super funds. Asset insurance is available for premium accounts. The exchange offers investment solutions for businesses and a standard affiliate program — the fees of which are among the lowest in the segment.
How we tested Independent Reserve
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at Independent Reserve
The Independent Reserve cryptocurrency exchange offers a vast array of opportunities for making money on cryptocurrency. The site provides margin and OTC trading of Bitcoin, Ethereum, Ripple, Litecoin, Bitcoin Cash, and tons of other cryptocurrencies. The exchange has its proprietary trading terminal with an integrated AutoTrader function, which allows you to automatically trade sticking to your selected strategy. The platform allows to buy, sell, and insure cryptocurrency through self-managed super funds (SMSF). Also, flexible investment programs are available for business representatives. The site offers a profitable referral program with discounts and rewards. There is a knowledge base for novice traders. Finally, trading fees are below the market average.
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- free-of-charge multicurrency e-wallet, all major deposit and withdrawal options are at your disposal;
- dozens of popular cryptocurrencies and Australian, New Zealand, Singapore, and US fiats;
- a profitable affiliate program with payments for referrals;
- integrated AutoTrader solution for automated trading;
- trading cryptocurrencies through self-managed super funds;
- business investment solutions;
- premium accounts with insurance and tax advisors;
- top-notch account security;
- low fees from 0.02% to 0.5% for the maker and taker, respectively.
- no mobile trading;
- there are no investment offers for private traders;
- technical support is available only through the website.
TU Expert Verdict
Chief Analytics Officer
Independent Reserve offers cryptocurrency trading through its proprietary platform, supporting 33 coins with both crypto-crypto and crypto-fiat pairs. The platform also enables over-the-counter trading and allows margin trading with leverage set at 1:1. Premium accounts are eligible for asset insurance, and bank transfers or cryptocurrencies are accepted for deposits and withdrawals, starting from a $1 minimum deposit. Security is bolstered by Tier-1 regulatory oversight, two-factor authentication, and cold wallet storage, while active business investment programs and a competitive affiliate scheme are available.
Drawbacks include the absence of P2P trading, no demo accounts, the lack of investment products for individuals, a limited asset range compared to leading exchanges, and trading fees that, while low, exceed the industry average for spot transactions. The single web-based trading terminal and limited customer support options may also deter some users. Independent Reserve may suit security-focused traders or business clients but may not be suitable for traders seeking broad asset coverage, social trading features, or the lowest available fees.
Independent Reserve Summary
Your capital is at risk.
| 💻 Trading platform: | Proprietary |
|---|---|
| 📊 Accounts: | Standard |
| 💰 Account currency: | Cryptos, currencies |
| 💵 Deposit / Withdrawal: | Bank cards and accounts, electronic and cryptocurrency wallets |
| 🚀 Minimum deposit: | $1 |
| ⚖️ Leverage: | 1:1 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | From 0 |
| 💱 Commission: | Spot: 0.5%-0.5% |
| 🔧 Instruments: | 33 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | No |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Market |
| ⭐ Trading features: | Loads of crypto-crypto and crypto-fiat pairs, a convenient and functional trading terminal, investment programs for business, a referral program is possible on individual terms |
| 🎁 Contests and bonuses: | Not indicated |
The Independent Reserve cryptocurrency exchange does not set minimum deposit limits. Registration on the site is free of charge. After that, the trader determines how much money and in what way to enter to make transactions. Bank accounts, cards, other cryptocurrencies, as well as electronic wallets are available for deposits and withdrawals. Leverage is not provided for margin trading on the exchange. You can contact the technical support service through the "Contact" option in the "Support" section. You can also get a response from technical specialists through the company's accounts on Reddit, Facebook, Twitter, and LinkedIn.
Independent Reserve Key Parameters Evaluation
Regulation and Safety
Independent Reserve has earned a rating of 9.75/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.
- Government-regulated
- No successful hacks history
- 2FA
- Cold wallet storage
- Tier-1 regulation
- No facial recognition
- Not U.S regulated
- No investor protection fund
Independent Reserve Security Factors
We also compared Independent Reserve against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| Independent Reserve | Kraken | Coinbase | |
| Tier-1 regulation | Yes | Yes | Yes |
| Government-regulated | Yes | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | No |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | Yes |
Is Independent Reserve a regulated crypto exchange?
Independent Reserve is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.
Is verification (KYC) mandatory at Independent Reserve?
Yes, KYC verification is mandatory at Independent Reserve. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is Independent Reserve available in the USA?
Independent Reserve is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, Coinbase, OKX .
Independent Reserve commissions and fees
Independent Reserve received a 5.2/10 score for its trading fees. While Independent Reserve is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- No deposit fee
- Spot fee above industry average
What are Independent Reserve trading fees?
We analyzed Independent Reserve’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
Independent Reserve trading fees vs competitors
| Independent Reserve | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | 0.5 | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | 0.5 | 0.22 | 0.2 | 0.194 |
What are Independent Reserve deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | 0.0003 BTC 0.005 ETH |
Does Independent Reserve offer P2P trading?
No, Independent Reserve does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and Withdrawal
Independent Reserve received a 4/10 rating for its deposit and withdrawal services. Independent Reserve offers limited funding options and may charge fees, which could be inconvenient for many users.
- No deposit fees
- Many cryptocurrencies for deposits and withdrawals
- Bank transfers for deposits and withdrawals
- No PayPal option
- No P2P transfer option
Deposit and withdrawal options
Independent Reserve supports the following deposit and withdrawal options: Bank transfers, Crypto.
Independent Reserve Deposit and withdrawal options vs competitors
| Independent Reserve | Kraken | Coinbase | |
| Bank transfers | Yes | Yes | Yes |
| Bank card | No | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | Yes |
What is Independent Reserve minimum deposit?
The minimum deposit at Independent Reserve is 1 USD/USDT or 1 BTC. The minimum trade size is 1 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
Independent Reserve minimum deposit vs competitors
| Independent Reserve | Kraken | Coinbase | |
| Minimum deposit, USD or USDT | 1 | 10 | 10 |
| Minimum deposit, BTC | 1 | 1 | 1 |
| Minimum trade amount, USD/USDT | 1 | 1 | 2 |
Does Independent Reserve support fiat money?
Independent Reserve supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
Independent Reserve received a score of 2/10 in this category, indicating a modest offering of assets and markets. While Independent Reserve covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Other supported products
- Crypto futures not available
- Copy trading not available
Independent Reserve supported coins and markets vs competitors
We compared Independent Reserve with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| Independent Reserve | Kraken | Coinbase | |
| Supported coins | 33 | 278 | 249 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | No |
| NFTs | No | Yes | Yes |
Independent Reserve passive income options vs competitors
We also compared Independent Reserve with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
| Independent Reserve | Kraken | Coinbase | |
| Staking | No | Yes | Yes |
| Yield farming | No | Yes | Yes |
| Copy trading | No | Yes | No |
Trading apps & tools
Independent Reserve received a score of 6.5/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- Android app score 4.6
- Mobile indicators allowed
- Positive user feedback on the iOS app
- App data protection with 2FA
- No Face ID
- No access to TradingView features
- No access to Copy Trading
Trading apps
Independent Reserve provides web and mobile apps for both Android and iOS users, with an average rating of 4.8 on the App Store and 4.6 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the Independent Reserve platform is for mobile use.
| Independent Reserve | Kraken | Coinbase | |
| 2FA | Yes | Yes | Yes |
| Face ID | No | No | No |
| Mob Indicators | Yes | Yes | Yes |
| Alerts | No | Yes | Yes |
| Advanced Orders | Yes | Yes | Yes |
| Trading with bots | No | No | No |
| API | Yes | Yes | Yes |
| Extra trading platforms | No | No | No |
Does Independent Reserve offer a desktop app?
No, Independent Reserve does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.
Does Independent Reserve offer advanced charting with TradingView integration?
No, Independent Reserve does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Foundation date | 2013 |
|---|---|
| Registration address | level 26/44 Market St, Sydney NSW 2000, Australia |
| Official site | https://www.independentreserve.com/ |
| Contacts |
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