SpectroCoin Review 2026
Learn more about TU’s methodology
- £1
- Proprietary platform
- All major cryptocurrencies, pairs with fiat, many deposit/withdrawal options, low commissions, multi-currency wallet, VISA card, IBAN account, and the service issues cryptocurrency credits
Our Evaluation of SpectroCoin
Learn more about TU’s methodology
SpectroCoin is a cryptocurrency exchange with higher-than-average risk and the TU Overall Score of 4.63 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by SpectroCoin clients on our website, Traders Union expert Anton Kharitonov recommends users to consider a more reliable broker with better conditions, as, according to reviews, many clients of this broker are not satisfied with the company’s work.
The SpectroCoin cryptocurrency exchange offers favorable conditions of cooperation. There are many pairs with major cryptocurrencies and fiats. The platform provides users with an individual multicurrency wallet, an international bank account, and a Visa card. It is possible to take a cryptocurrency loan. The referral program is standard, and the service gives ready media content, including advertising banners with embedded affiliate links.
How we tested SpectroCoin
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at SpectroCoin
The SpectroCoin exchange is a service for buying, selling, and exchanging cryptos-to-cryptos and cryptos-to-fiats. The crypto exchange provides users with a multi-currency e-wallet and a Visa debit card. Among the traded cryptocurrencies are Bitcoin (₿), Ethereum (Ξ), Tether (₮), Dash (Ð), XEM, Banker, True USD, Paxos Standard, and USD Coin. All operations are performed through a specialized application for the browser, and there are versions for mobile devices based on iOS and Android. It offers hot and cold storage for cryptocurrencies, and account protection is provided by two-factor authentication. All major deposit/withdrawal options are available, including bank transfers, mobile transfers, Sepa, Skrill, and other systems.
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US :
- a vast array of cryptocurrencies and currencies for trading/exchange;
- virtual card for deposits/withdrawals with low fees;
- several deposit/withdrawal channels, including fiat;
- small minimum deposit (from £0.01, depending on the input method);
- possibility of receiving credits in cryptocurrency;
- provision of multi-purse and Visa cards;
- profitable referral program and Bug Bounty detection program.
- no investment programs;
- no information about the license of the company.
TU Expert Verdict
Chief Analytics Officer
SpectroCoin is a cryptocurrency exchange that offers trading in 50 coins with fiat pairs, managed through a proprietary web and mobile platform. Users receive a multi-currency wallet, access to an IBAN account, and a Visa card for seamless deposits and withdrawals, with supported methods including bank transfers, cards, and various payment systems. The platform applies low spot trading fees, starting at 0.05%-0.1%, with no minimum deposit fee for SEPA transfers and competitive withdrawal charges. Security measures include two-factor authentication and cold wallet storage, and clients can also obtain cryptocurrency loans tied to account standing and collateral options.
Drawbacks include a relatively modest range of supported assets compared to major competitors, no access to investment programs such as staking or copy trading, and the lack of integration with advanced charting tools like TradingView. The platform is not available to U.S. residents due to regulatory restrictions. SpectroCoin may be suitable for users seeking straightforward crypto-fiat trading and wallet services who do not require a broad selection of coins or advanced trading features.
SpectroCoin Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Proprietary platform |
|---|---|
| 📊 Accounts: | Standard |
| 💰 Account currency: | Cryptos, fiat currencies |
| 💵 Deposit / Withdrawal: | Visa, Skrill, Neteller, Perfect Money, Payeer, Advcash, Sepa, MS, Maestro, local and international bank transfer for EUR and GBP |
| 🚀 Minimum deposit: | From £1 |
| ⚖️ Leverage: | 1:1 |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | From 0 |
| 💱 Commission: | Spot: 0.05%-0.1% |
| 🔧 Instruments: | 50 supported coins, Fiat. |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Yes |
| ➕ Affiliate program: | Yes |
| 📋 Order execution: | Not indicated |
| ⭐ Trading features: | All major cryptocurrencies, pairs with fiat, many deposit/withdrawal options, low commissions, multi-currency wallet, VISA card, IBAN account, and the service issues cryptocurrency credits |
| 🎁 Contests and bonuses: | Rebates from the Traders Union |
Please note that SpectroCoin does not set a uniform minimum deposit. The deposit is strictly determined by the means of input you use. For example, on a Sepa bank transfer, the minimum deposit amount is €0.01 and there is no fee. If you use Visa, then the minimum deposit will be €0.5, also there will be a commission of 2.99%. The peculiarity of the input is that only certain currencies are available for each of the presented channels. For example, with Sepa you can only deposit euros; and with Visa, you are limited to euros, dollars, and rubles.
SpectroCoin Key Parameters Evaluation
Video Review of SpectroCoin
Regulation and Safety
SpectroCoin has earned a rating of 9.75/10, demonstrating strong security and regulatory compliance. This score suggests that the exchange is generally reliable and offers a solid level of protection for users.
- No successful hacks history
- 2FA
- Government-regulated
- Cold wallet storage
- Tier-1 regulation
- No facial recognition
- No investor protection fund
- Not U.S regulated
SpectroCoin Security Factors
We also compared SpectroCoin against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| SpectroCoin | Kraken | Coinbase | |
| Tier-1 regulation | Yes | Yes | Yes |
| Government-regulated | Yes | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | Yes | Yes | Yes |
| Facial recognition | No | No | No |
| Cold wallet storage | Yes | Yes | Yes |
| Successful hacker attacks | No | No | Yes |
Is SpectroCoin a regulated crypto exchange?
SpectroCoin is regulated by a Tier-1 financial authority (e.g., in the U.S., UK, Germany, Spain, France, Australia, Singapore, or another jurisdictions with strict financial oversight). This ensures strong investor protection, compliance with stringent operational standards, and enhanced security for users trading on the platform.
Is verification (KYC) mandatory at SpectroCoin?
Yes, KYC verification is mandatory at SpectroCoin. You will need to complete the verification process before you can open an account and access the platform's full range of services.
Is SpectroCoin available in the USA?
SpectroCoin is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, Coinbase, OKX .
SpectroCoin commissions and fees
SpectroCoin received a 7.45/10 score for its trading fees. While SpectroCoin is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- Spot fee below industry average
- No deposit fee
- Withdrawal fee may be applied
- P2P fee applied
What are SpectroCoin trading fees?
We analyzed SpectroCoin’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
SpectroCoin trading fees vs competitors
| SpectroCoin | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | 0.05 | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | 0.1 | 0.22 | 0.2 | 0.194 |
What are SpectroCoin deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | 0.0005 BTC 0.005 ETH |
Does SpectroCoin offer P2P trading?
Yes, SpectroCoin offers a P2P trading platform. We have provided the fees for these transactions and compared them with competitors.SpectroCoin P2P Fees
| SpectroCoin | P2PB2B | BTSE | |
| P2P maker fee (%) | 0,1 | 0,2 | 0,01 |
| P2P taker fee (%) | 0,1 | 0,2 | 0,05 |
Deposit and Withdrawal
SpectroCoin received a 6.5/10 rating for its deposit and withdrawal services. While SpectroCoin covers basic payment options, the platform lacks some widely used methods that could improve user flexibility.
- Bank transfers for deposits and withdrawals
- No deposit fees
- Bank cards accepted for instant deposits
- Many cryptocurrencies for deposits and withdrawals
- No PayPal option
- No Google Pay option
- Withdrawal fee applies
Deposit and withdrawal options
SpectroCoin supports the following deposit and withdrawal options: Bank transfers, Bank card, Crypto.
SpectroCoin Deposit and withdrawal options vs competitors
| SpectroCoin | Kraken | Coinbase | |
| Bank transfers | Yes | Yes | Yes |
| Bank card | Yes | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | Yes |
What is SpectroCoin minimum deposit?
The minimum deposit at SpectroCoin is 1 USD/USDT or 1 BTC. The minimum trade size is 1 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
SpectroCoin minimum deposit vs competitors
| SpectroCoin | Kraken | Coinbase | |
| Minimum deposit, USD or USDT | 1 | 10 | 10 |
| Minimum deposit, BTC | 1 | 1 | 1 |
| Minimum trade amount, USD/USDT | 1 | 1 | 2 |
Does SpectroCoin support fiat money?
SpectroCoin supports fiat currency trading and account funding. The following fiat currencies are accepted:
Supported coins & markets
SpectroCoin received a score of 2.5/10 in this category, indicating a modest offering of assets and markets. While SpectroCoin covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Fiat currencies supported
- Other supported products
- Copy trading not available
- NTFs not available
SpectroCoin supported coins and markets vs competitors
We compared SpectroCoin with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| SpectroCoin | Kraken | Coinbase | |
| Supported coins | 50 | 278 | 249 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | No |
| NFTs | No | Yes | Yes |
SpectroCoin passive income options vs competitors
We also compared SpectroCoin with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
| SpectroCoin | Kraken | Coinbase | |
| Staking | No | Yes | Yes |
| Yield farming | No | Yes | Yes |
| Copy trading | No | Yes | No |
Trading apps & tools
SpectroCoin received a score of 5.45/10 for offering a solid set of tools. The apps are intuitive and reliable, though certain advanced features remain limited or could benefit from further development.
- Positive user feedback on the iOS app
- Advanced tools and automation with API
- App data protection with 2FA
- Mobile indicators allowed
- Advanced orders not available
- No access to Copy Trading
- No trading bots for traders
Trading apps
SpectroCoin provides web and mobile apps for both Android and iOS users, with an average rating of 4.5 on the App Store and 2.9 on Google Play. Our review focused on core features important to traders, particularly trading functionality and security tools, to evaluate how convenient and safe the SpectroCoin platform is for mobile use.
| SpectroCoin | Kraken | Coinbase | |
| 2FA | Yes | Yes | Yes |
| Face ID | No | No | No |
| Mob Indicators | Yes | Yes | Yes |
| Alerts | No | Yes | Yes |
| Advanced Orders | No | Yes | Yes |
| Trading with bots | No | No | No |
| API | Yes | Yes | Yes |
| Extra trading platforms | No | No | No |
Does SpectroCoin offer a desktop app?
No, SpectroCoin does not currently offer a desktop app. However, users can access the platform via its web version, which provides more comprehensive functionality compared to the mobile apps.
Does SpectroCoin offer advanced charting with TradingView integration?
No, SpectroCoin does not currently support TradingView integration. However, it provides its own built-in charting tools with basic indicators and timeframes.
Contacts
| Foundation date | 2013 |
|---|---|
| Registration address | Spectro Finance OÜ Narva mnt 7b-509, 10117 Tallinn, Estonia |
| Official site | https://spectrocoin.com/ |
| Contacts |
+372 683 8000
|
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