XBTFX Review 2026

Item: XBTFX
Rating: 7.75
Author: Oleg Tkachenko

By: Oleg Tkachenko
Updated: June 10, 2026

Top Brokers Overview — United States

Visit the site anyway

Min. deposit $0
Fees 7 /10
Account types 8.7 /10
Regulation 4.4 /10

7.8 /10

Reliable

XBTFX User Reviews 8.4
Commissions and Fees 7.0
Regulation and Safety 4.4
Account Types 8.7
Deposit and Withdrawal 6.5
Markets and Tradable Assets 6.8
Trading Account Opening 10.0
Trading platforms & tools 7.7
Mobile Apps 8.0
Customer Support 8.8

XBTFX Pros & Cons

Wide pool of assets from different groups;
The demo account is free;
No minimum deposit;
Top trading platforms are available;
Does not set restrictions on trading;
Best-in-class spreads and trading fees;
Educational materials;
Several passive income options;
Technical support works 24/7.

All trading instruments are CFDs;
Does not provide its services to residents of Belgium, Belarus, Russia, Iran, North Korea, Sudan, Yemen, etc.

TU Expert Verdict

XBTFX is a reliable and well-established choice. I’ve reviewed its features, tested its services, and found that traders generally report positive results. It offers stable performance, dependable execution, and overall solid quality for everyday trading.

Top-5 Brokers Traders Prefer

title="Trading.com USA" Trading.com USA

Trading.com USA

8.8 /10

Regulation Tier-1

EUR/USD 0.9 pips

title="ZForex" ZForex

ZForex

7.9 /10

Regulation Not regulated

EUR/USD 0.1 pips

title="Plus500" Plus500

Plus500

7.5 /10

Regulation Tier-1

EUR/USD 0.5 pips

title="OANDA" OANDA

OANDA

6.9 /10

Regulation Tier-1

EUR/USD 0.1 pips

title="FOREX.com" FOREX.com

FOREX.com

6.8 /10

Regulation Tier-1

EUR/USD 0.7 pips

XBTFX User Reviews

Score:

8.4 /10

84 total

5-star

44%
4-star

36%
3-star

17%
2-star

2%
1-star

1%

894 users picked this broker

temurm5757

PRO

1 year ago

Wide range of instruments, Transparency and reliability

The main thing in the world of trading is to find a broker you can really trust, and I am glad I chose XBTFX. This broker combines everything you need for a comfortable and successful trading experience. Here are a few advantages that were decisive for me:
Wide range of instruments: XBTFX offers access to a multitude of markets, including forex, cryptocurrencies, stocks and commodities. This allows you to diversify your portfolio and use different strategies.
Transparency and reliability: The platform is as transparent as possible and I am always confident that my funds are protected. This is especially important when it comes to significant amounts of money.
State-of-the-art technology: XBTFX provides a user-friendly platform with fast order execution, which is especially important for active traders. No delays, no unnecessary nerves - everything works like clockwork.
Cryptocurrency support: The broker allows you to use cryptocurrencies for deposits and withdrawals, which adds flexibility and convenience.
Quality support: The team is always available to help and answer questions. This makes me feel confident that I won't be left alone if any difficulties arise.
All this makes XBTFX a great choice for beginners and experienced traders alike. I am satisfied with my choice and can confidently recommend this broker!

Danil

PRO

1 year ago

Accessibility and simplicity. The company's consultants have been very helpful to me!

Didn't find it

The xbtfx company really impresses with its accessibility and simplicity. Even if you are new to the world of trading, it won't be difficult to master the platform. The interface is intuitive, allowing you to get right down to business. However, as in any type of trading, mastering the functionality alone is not enough - it is important to study the market and develop your strategy.
In this respect, the company's consultants have been of great help to me. They are always ready to give useful advice and guide me in the right direction. At first my trades were not profitable, but over time I was able to develop my system and learn to predict trends. I am now making regular profits and I am sure that the right guidance and persistence played a key role in this process

areejkanwal49

PRO

1 year ago

Overall good

No weaknesses

A good company with excellent conditions for traders. One of the main advantages is very low spreads, which makes trading especially attractive for scalpers. Low spreads allow you to minimize trading costs and get into profit faster, which is critical for active trading on short timeframes.
In addition, xbtfx offers fast order execution, which is also an important aspect for scalping. I have not encountered any requotes or delays, which allows you to effectively utilize your strategies.
The platform is intuitive and user-friendly, which helps you focus on analyzing the market and opening positions. I also noticed that the support team is prompt and ready to help with any questions.
I am very satisfied with my experience with this company and can safely recommend it to anyone looking for a reliable broker with favorable conditions for scalping.

Make your review professional!

In order to send a review as a PRO, fill out all fields of the form.

What's in it for you?

This review will be posted higher on the list than others.
More users will be able to see your review.
Your review will be marked as "PRO".

Add your photo:

Available JPG or PNG Change

Rate the company:

Each star gives 2 points to the company's score.

POINT OUT THE ADVANTAGES OF THE COMPANY

Point out its weaknesses

Your Name

Social media link:

Leave a message:

Add your image or video:

Commissions and Fees

Score:

7 /10

The trading and non-trading commissions of XBTFX have been analyzed and rated as having Medium fees, with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, ZForex and OANDA, to provide the most comprehensive information.

Low Forex trading fees
Tight EUR/USD market spread
No deposit fee
No withdrawal fee

Inactivity fee applies

Trading Fees and Spread

Below, we evaluated and compared the trading commissions of XBTFX with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

Standard Account Spread

For Standard accounts, XBTFX’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

XBTFX Standard spreads
	XBTFX	ZForex	OANDA
EUR/USD min, pips	0.8	0.1	0.1
EUR/USD max, pips	1.0	0.4	0.5
GPB/USD min, pips	0.8	0.2	0.1
GPB/USD max, pips	1.2	0.6	0.5

RAW/ECN Account Commission And Spread

The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

XBTFX RAW/ECN spreads
	XBTFX	ZForex	OANDA
Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency).	3.5	7	3.5
EUR/USD avg spread	0.01	0.1	0.15
GBP/USD avg spread	0.03	0.15	0.2

Non-Trading Fees

We conducted a detailed analysis of the non-trading fees associated with XBTFX. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

XBTFX Non-Trading Fees
	XBTFX	OANDA
Deposit fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0
Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks.	0	0
Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks.	0	0-15
Inactivity fee ($, per month)	50	0

Is XBTFX Safe?

Score:

4.4 /10

XBTFX has a safety score of 4.4/10, which corresponds to a Low security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

Is regulated
Negative balance protection

Not tier-1 regulated
Track record of less than 8 years

XBTFX Regulators and Investor Protection
Abbreviation	Full Name	Country of regulation	Investor Protection Fund	Regulation Level
FSA (Seychelles)	Full Name Financial Services Authority of Seychelles	Country of regulation Seychelles	Investor Protection Fund No specific fund	Regulation Level Tier-3
Abbreviation FSRC	Full Name Financial Services Regulatory Commission	Country of regulation Saint Kitts and Nevis	Investor Protection Fund No specific fund	Regulation Level Tier-3

XBTFX Security Factors
Foundation date	2019
Negative balance protection	Yes
Verification (KYC)	Yes

Account Types

Score:

8.7 /10

XBTFX offers the following account options: Demo, Standard, ECN/Raw spread, Micro, Swap Free, Managed.

However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

Tight spread ECN account
Standard account with balanced trading conditions
Forex account with Micro lots

No VIP account option
No Cent account

XBTFX account types vs top competitors
	XBTFX	Trading.com	ZForex
Standard	Yes	Yes	Yes
ECN/Raw spread	Yes	No	Yes
Demo	Yes	Yes	Yes
Cent	No	No	No
Micro	Yes	No	No
Swap Free	Yes	No	Yes
VIP	No	No	No
Managed	Yes	No	No

XBTFX accounts trading conditions

As a rule, traders’ priority is to choose the best account type for them. XBTFX offers Standard, ECN, and Islamic accounts. Standard and Islamic accounts use STP technology, while ECN uses ECN technology. Spreads on the Standard account are higher, but there is no fee for trading currency pairs, cryptocurrencies, metals, indices, and commodities. On ECN, spreads are lower and raw; however, there is a $3.5 fee per full lot for trading the listed assets, excluding cryptocurrencies. Cryptocurrencies on ECN are traded with a fee of 0.075% of the trade amount. All accounts are subject to a $0.1 fee for trading stocks (or 0.45% depending on the region). The Islamic account is similar to Standard, except that it’s swap-free. Also, there is a fee for trading cryptocurrencies of 0.15% of the trade amount.

Account types:

Account Type	Description
Standard	No minimum deposit, spreads are from 1 pips, STP technology, and a fee is charged only when trading stocks;
ECN	No minimum deposit, spreads are from 0.01 pips, the fee is $2.75 per lot or different when trading stocks and cryptocurrencies, and ECN technology;
Islamic	The minimum deposit is $10, spreads are from 1 pips, fee is charged only when trading stocks and cryptocurrencies, plus STP technology.

Usually, if traders are not familiar with this broker, they first open a demo account. This provides for exploring possibilities of this broker during market conditions, but without financial risks, as demos use virtual currency. Then, based on their strategic preferences, clients open one of the live account types. Swap-free accounts are available to Islamic users.

Deposit and Withdrawal

Score:

6.5 /10

XBTFX offers a wide range of deposit and withdrawal options including bank wire (SWIFT and SEPA), debit and credit cards, e wallets, stablecoins, crypto and gold backed coins, with zero deposit fees across all methods.

XBTFX provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

Fiat deposits via Bank Wire
Fiat deposits via Debit and Credit Cards
Fiat deposits via Skrill, Sticpay & Volet
Stablecoins & Crypto deposits
Zero Deposit fees
Fast Withdrawals
Base accounts in EUR, USD, Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Ripple (XRP), Solana (SOL), Litecoin (LTC)

Wise not supported
PayPal not supported
Only major base currencies available

What are XBTFX deposit and withdrawal options?

XBTFX supports the following trading platforms: MT5, cTrader, xPro and WebTrader. This selection covers the needs of most retail traders. We also compared XBTFX's platform availability with that of top competitors to assess its relative market position.

XBTFX Deposit and Withdrawal Methods vs Competitors
	XBTFX	Trading.com	ZForex
Bank Wire	Yes	Yes	No
Bank card	Yes	Yes	Yes
PayPal	No	No	No
Wise	No	No	No
BTC	Yes	No	Yes

What are XBTFX base account currencies?

A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs for clients worldwide. XBTFX supports an extensive list of crypto base accounts, including USD, Bitcoin, ETH, USDT, USDC, DAI, XRP, ADA, DOGE, LTC, BCH, BNB, PAXG, and ZEC.

What are XBTFX's minimum deposit and withdrawal amounts?

XBTFX does not require a minimum deposit or withdrawal amount.

Markets and Tradable Assets

Score:

6.8 /10

XBTFX offers a limited selection of trading assets compared to the market average. The platform supports 200 assets in total, including 75 Forex pairs.

Indices trading
75 supported currency pairs
Copy trading platform

Limited asset selection
Bonds not available

Supported markets vs top competitors

We have compared the range of assets and markets supported by XBTFX with its competitors, making it easier for you to find the perfect fit.

	XBTFX	Trading.com	ZForex
Currency pairs	75	69	50
Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs.	200	69	80
Stocks	Yes	No	Yes
Commodity futures	Yes	No	Yes
Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.	Yes	No	Yes
Stock indices	Yes	No	No
Options	No	No	No

Investment options

We also explored the trading assets and products XBTFX offers for beginner traders and investors who prefer not to engage in active trading.

	XBTFX	Trading.com	ZForex
Bonds	No	No	No
ETFs	No	No	No
Copy trading	Yes	No	Yes
PAMM investing	Yes	No	No
Managed accounts	Yes	No	No

Trading Account Opening

Score:

10 /10

We successfully registered an account with XBTFX in 5 minutes. The KYC verification was completed within 1 business day. The minimum deposit amount at XBTFX is $0.

This is one of the most accessible and hassle-free onboarding procedures on the market.

Low minimum deposit requirement
Quick KYC verification (1 business day or less)
Fully online account opening process

Account setup process may feel less convenient for beginners

XBTFX account opening
	XBTFX	Trading.com	ZForex
Online Registration	Yes	Yes	Yes
Minimum deposit	$0	$50	$10
Mandatory KYC	Yes	Yes	Yes
Registration time (min)	5	20	8
KYC time (days)	1	2	1

Is XBTFX available in my country?

If you are a citizen of United States, the broker accepts clients from your country.

Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

Account opening details

To start working with this broker, register on its official website, go through the identification procedures, open a live account, make a deposit, and download a trading platform. After installing and launching the platform, enter your registration data, and start trading. TU’s experts have prepared a step-by-step guide on the registration process and features of the user account.

Go to this broker's website and click the “Register” button in the upper right corner.
Enter your first and last names, as well as your email address. Create a password and enter it twice. Enter your phone number and select your country of residence from the list. Agree to the terms of service by ticking the box and click the “Continue” button.
An email with a confirmation code will be sent to the specified address. Enter it in the appropriate box on the website. Then enter your email and password to log in.
Go to the “Profile” section in the main menu on the left. Select the “Verification” block and click the “Next step” button. Select the type of document confirming your identity and upload its scan/photo. Take a selfie with this document and submit it using the appropriate form. Follow the instructions on the screen to verify. Then wait for verification to complete.
Go to the “Funds” section in the main menu on the left. Click the “Deposit” tab, select the deposit channel, and follow the instructions on the screen to fund your account. Deposits and withdrawals are available over a variety of methods including wide range of crypto currencies (BTC, ETH, SOL, XRP, LTC, BNB, Zcash, XAUT, PaxG), as well as bank transfer and credit card.
Go to the “Trading Accounts” section in the menu on the left. Choose the suitable platform. Provide the requested information (type, base currency, and leverage) and click the “Open account” button. After that, download and install the platform, start it, and enter your registration data.

Features of the user account:

Dashboard. It displays basic information on open accounts with detailed information;
Balance. In this block, traders see their assets and can link external wallets to their accounts;
Trading accounts. This block provides for opening and closing live and demo accounts;
Funds. This is a block for making deposits and withdrawals with the possibility to cancel the transaction;
Exchange. This section provides for converting currency into cryptocurrencies and back (a fee is charged);
History. It provides information on all trader’s transactions, as well as account analytics;
IB. This block provides for registering in the referral program, as well as tracking and managing bonus payments;
Profile. Here traders enter their personal data, get verified, and set security details;
Support service. Here traders have the opportunity to create a ticket with a request to this broker's managers;
PAMM and copy trading. This block is dedicated to passive income services.

Trading platforms & tools

Score:

7.7 /10

XBTFX received a score of 7.7/10, reflecting an average offering in terms of trading platforms and tools. The broker covers essential functionality but may fall short in some advanced features or platform diversity compared to leading competitors.

cTrader with advanced tools and Level II pricing
Free VPS for uninterrupted trading
API access for automated trading
Proprietary platform with unique features

No TradingView integration
EAs not allowed

Supported trading platforms

XBTFX supports the following trading platforms: MT5, cTrader, Proprietary platform, WebTrader. This selection covers the basic needs of most retail traders. We also compared XBTFX’s platform availability with that of top competitors to assess its relative market position.

	XBTFX	Trading.com	ZForex
MT4	No	No	No
MT5	Yes	Yes	Yes
cTrader	Yes	No	No
TradingView	No	Yes	No
Proprietary platform	Yes	Yes	No
NinjaTrader	No	No	No
WebTrader	Yes	Yes	No

Key XBTFX’s trading platform features

We also evaluated whether XBTFX offers essential trading features that enhance user experience, accommodate various trading styles, and improve overall functionality.

Supported features
2FA	Yes
Alerts	Yes
Trading bots (EAs)	No
One-click trading	Yes
Scalping	Yes
Supported indicators	96
Tradable assets	200

Additional trading tools

XBTFX offers several additional features designed to enhance the trading experience. These tools provide greater automation, deliver advanced market insights, and help improve trade execution.

XBTFX trading tools vs competitors
	XBTFX	Trading.com	ZForex
Trading Central Trading Central is a leading provider of investment research and financial market commentary. Integration with Trading Central offers traders advanced analytics, trading signals, and expert market insights, aiding in more informed decision-making.	No	Yes	No
API	Yes	No	No
Free VPS	Yes	No	Yes
Strategy (EA) builder A Strategy or EA builder is a tool that allows traders to create and test their own automated trading strategies without requiring programming skills.	Yes	No	No
Autochartist Autochartist is a market scanning tool that identifies trading opportunities by analyzing chart patterns and key price levels.	No	No	No

Mobile Apps

Score:

8 /10

XBTFX supports mobile trading, offering dedicated apps for both iOS and Android. XBTFX received 8/10 in this section, reflecting strong user engagement and well-developed functionality. High ratings, solid download numbers, and the presence of advanced mobile features contributed to the high score.

Supports mobile 2FA
Solid iOS user feedback, with a rating of 4.8/5
Strong Android user ratings, currently at 4.8/5

Limited features vs desktop

We compared XBTFX with two top competitors by mobile downloads, app ratings, 2FA support, indicators, and trading alerts.

	XBTFX	Trading.com	Plus500
Total downloads The parameter reflects the combined number of installations from both the Apple App Store and Google Play. It serves as an approximate indicator of the broker’s mobile trading app popularity and user adoption across platforms.	1,100,000	50,000	10,000,000
App Store score App store scores reflect the average user ratings of the broker’s mobile applications on the Apple App Store and Google Play. These ratings indicate user satisfaction based on criteria such as usability, stability, performance, and overall experience.	4.8	4.8	4.7
Google Play score	4.8	4.7	4.4
Mob. 2FA	Yes	Yes	Yes
Mob. Indicators	Yes	Yes	Yes
Mob. Alerts	Yes	Yes	Yes

Customer Support

Score:

8.8 /10

XBTFX demonstrates a high level of customer support. Assistance is available through multiple channels, and most requests are handled quickly.

During TU testing, managers responded promptly, communication was clear and structured, and support continued until the issue was fully resolved. Overall, XBTFX shows reliable service and active engagement with clients.

Information

Every broker needs technical support, because traders sometimes face situations that cannot be resolved by themselves. Moreover, sometimes there is a real problem that requires an urgent solution. If traders receive prompt and qualified assistance, they have no doubts about a broker. But if technical support responds slowly or is incompetent, clients may become disappointed with the broker and go to its competitor. XBTFX offers the highest level of client service. Its specialists work 24/7 and can be reached by phone, email, and tickets.

Multiple communication channels are available
Managers work 24/7
Competence of technical support is highly evaluated by users

Non-clients cannot submit tickets

Whether you are this broker’s client or just intend to become one, contact managers for relevant assistance. Client service is there to help you. The following communication channels are available:

live chat;
email (support);
email (general questions);
tickets in the user account.

Note that the call center is not available round the clock, but only from 14:00 to 22:00 GMT. This broker has official profiles on Facebook, Twitter, and Reddit, where you can also contact managers. Subscribe to them to stay up to date with this broker’s latest news.

Contacts
Foundation date	2019
Registration address	Hodges Bay, P.O. Box 1348, St. John's, Antigua
Regulation	FSA Seychelles, Antigua and Barbuda Licence number: SD169
Official site	https://xbtfx.com/
Contacts	support@xbtfx.com info@xbtfx.com +44 2921 28 0290

Best XBTFX Alternatives

title="Trading.com USA" Trading.com USA

Trading.com USA

8.8 /10

Regulation Tier-1

EUR/USD 0.9 pips

title="ZForex" ZForex

ZForex

7.9 /10

Regulation Not regulated

EUR/USD 0.1 pips

title="Plus500" Plus500

Plus500

7.5 /10

Regulation Tier-1

EUR/USD 0.5 pips

title="OANDA" OANDA

OANDA

6.9 /10

Regulation Tier-1

EUR/USD 0.1 pips

title="FOREX.com" FOREX.com

FOREX.com

6.8 /10

Regulation Tier-1

EUR/USD 0.7 pips

FAQs

How safe is XBTFX in terms of regulation and client protection?

XBTFX has a safety score of 4.4/10, which corresponds to a low security level in the Traders Union assessment. It is regulated by the Financial Services Authority of Seychelles (FSA) and the Financial Services Regulatory Commission (FSRC) of Saint Kitts and Nevis, both classified as Tier-3 regulators with no specific investor compensation fund mentioned. The broker offers negative balance protection and requires KYC verification, but it is not Tier-1 regulated and has a relatively short track record since its foundation in 2019.

What do reviews say about XBTFX trading commissions and non-trading fees?

According to the section, XBTFX’s overall fee level is rated as medium, with a commissions and fees score of 7/10. Standard account EUR/USD spreads typically range from 0.8 to 1.0 pips, while ECN accounts have average EUR/USD spreads around 0.01 pips plus a $3.5 commission per lot. Non-trading fees include zero deposit and withdrawal fees but a $50 monthly inactivity fee, which may be viewed critically in user feedback even though specific user reviews are not detailed in this section.

What account types does XBTFX offer and how do they differ?

XBTFX provides several account types, including Standard, ECN/Raw spread, Micro, Demo, Swap Free (Islamic), and Managed accounts, but it does not offer Cent or VIP accounts. Standard and Islamic accounts use STP technology with spreads from 1 pip and no commission on most instruments except stocks (and cryptocurrencies for Islamic), while ECN accounts use ECN technology with spreads from 0.01 pips and a commission starting from $2.75–$3.5 per lot or percentage-based fees for cryptocurrencies. The Islamic account is swap-free and has a $10 minimum deposit, whereas Standard and ECN accounts have no stated minimum deposit.

What deposit and withdrawal options and base currencies are available at XBTFX?

XBTFX supports deposits and withdrawals via bank wire (SWIFT and SEPA), bank cards, several e-wallets (such as Skrill, Sticpay, and Volet), stablecoins, and various cryptocurrencies, with zero deposit fees across all methods. The broker offers base accounts in major fiat currencies like EUR and USD as well as multiple crypto assets, including BTC, ETH, USDT, USDC, DAI, XRP, ADA, DOGE, LTC, BCH, BNB, PAXG, and ZEC. PayPal and Wise are not supported, and the review notes that only major base currencies are available.

What feedback is there on how easy it is to open a trading account with XBTFX?

The review describes the XBTFX account opening process as fully online, with registration taking about 5 minutes and KYC verification typically completed within 1 business day. The minimum deposit is stated as $0, and the process includes standard steps such as registration, identity verification, funding, and platform setup, which may feel less convenient for beginners despite being relatively fast. According to user comments implied in the review, this is presented as one of the more accessible onboarding procedures, although individual experiences are not detailed.