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Ripple CEO predicts 2026 will be best year for crypto
Despite the ongoing sharp decline in bitcoin and the broader cryptocurrency market, Ripple CEO Brad Garlinghouse remains optimistic about the future of the asset class, predicting that 2026 will be the best year for cryptocurrencies in history.
Last week, Garlinghouse faced criticism from several prominent crypto industry leaders after announcing his support for the controversial first draft of the CLARITY Act.The bill is significant for regulating market relations, as it links specific classes of digital assets to either the SEC or the CFTC, and addresses capital raising, consumer protection, and other aspects of crypto market activity in the United States.
Industry figures such as Coinbase CEO Brian Armstrong and Cardano founder Charles Hoskinson opposed much of the bill’s initial draft, with Hoskinson directly criticizing Garlinghouse for backing it.Crypto community leaders argue that, in its current form, the legislation hampers innovation, expands regulatory authority, and ultimately benefits large, established players while creating additional risks and barriers for smaller participants and independent developers.
One of the few optimists?
Nevertheless, Garlinghouse suggested in an interview with CNBC that regulatory clarity would be far more beneficial for markets than ongoing uncertainty. He stated that progress in U.S. regulation—driven by bills such as the GENIUS Act—combined with a recent wave of institutional crypto investments, has yet to be fully priced in by the markets.
Moreover, Garlinghouse said he believes crypto markets will reach new all-time highs in 2026, even though current conditions suggest otherwise.
Market data shows that more than $1.8 billion has been liquidated over the past 48 hours amid news of turmoil in Japanese bond markets and anticipation of Donald Trump’s speech at the World Economic Forum (WEF).
Other major cryptocurrencies, including Ethereum, Solana, and Ripple’s native XRP token, also recorded significant losses over the same period, erasing much of the gains achieved the previous week.At the time of writing, XRP is trading at $1.96, well below its early January high of $2.40.
However, the stance of Ripple’s CEO—who has become one of the most influential figures in the crypto industry in recent years—stands in contrast to that of many of his peers.
“Don’t let perfect be the enemy of good—that’s the key. No law is ever perfect for everyone. We need a clear framework that allows innovation to thrive, and that’s exactly what market structure provides,” Garlinghouse wrote on X, once again addressing criticism of the CLARITY Act’s shortcomings.
Speaking at the World Economic Forum, he also emphasized the importance of compromise, noting that innovation and regulation in crypto and blockchain can effectively coexist. He highlighted the current moment as a favorable opportunity to leverage these technologies to drive economic growth.
Garlinghouse’s view on aligning innovation with regulation is consistent with earlier assessments of the tangible benefits of pro-crypto policy, including prior analysis suggesting that the adoption of crypto regulation could reduce financial services costs by 3.5%.
As we wrote, Ripple expands UK operations after receiving FCA EMI approval
This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.
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