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Bill Pulte: Mortgage industry embraces new credit scoring model for expanded access

Bill Pulte: Mortgage industry embraces new credit scoring model for expanded access
Mortgage industry adopts new credit scoring

Bill Pulte thanks President Donald Trump for efforts leading to changes in the mortgage industry. He highlights that the sector has depended on a single credit scoring model for decades and suggests that increased competition among models can lower costs and expand responsible access to homeownership. According to Pulte, careful evaluation led to the selection of a model that best served these goals.

Pulte has frequently criticized credit bureaus for increasing report prices by as much as 400 percent and shifting 73 percent of Experian jobs overseas, according to previous commentary. He has also argued that Americans have been overcharged by Equifax, Experian, and TransUnion, with stronger solutions under consideration to address these practices as detailed in a separate report. These statements provide context for his recent remarks on enhancing competition in the credit scoring market.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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