Retirement Policies News and Social Security & Pension Reform Updates
Liberal Party moves toward keeping superannuation rules unchanged in Australia
Australia's Liberal Party is moving toward a policy shift on superannuation as internal debate intensifies over whether retirement savings should be used to support home ownership. Garth Hamilton ...
Vanguard-backed 401(k) portability program cuts cash-outs, but most balances remain in IRAs
Small-balance 401(k) savers are cashing out less often after employers adopt automatic portability, pointing to lower leakage from workplace retirement plans. The program still leaves most ...
Weiss Ratings says Medigap gains ground as Medicare Advantage growth slows in U.S.
Senior consumers are shifting their Medicare coverage choices as growth in Medicare Advantage enrollment loses momentum and Medicare Supplement plans attract more members. The change comes during ...
Australian retirees press for pension increase as living costs strain incomes
Rising housing, healthcare and everyday expenses are leaving some older Australians unable to sustain the retirement they had planned. The pressure is especially acute for pensioners with limited ...
Inherited IRA planning gains importance as 10-year withdrawal rule raises tax risks
Heirs are receiving inherited IRAs during peak earning years, increasing the chance that withdrawals will lift taxable income and reduce access to other tax breaks. The issue is becoming more ...
Australia pension rules face pressure to ease work income limits
Australia's age pension settings are drawing renewed scrutiny as more older people seek to stay in the workforce for financial, social and health reasons. Advocates and business groups say current ...
UK to raise pensioner tax allowance in line with state pension
The UK is expected to introduce a higher personal allowance for low-income pensioners so the full new state pension does not fall into income tax from April 2027. The move would align the ...
Financial Times to host Budget Q&A on personal finance implications
Households are weighing how the Budget could affect taxes, pensions, savings and investments ahead of a live reader discussion next week. The online session is scheduled for Thursday October 29 ...
Australia superannuation withdrawals for medical costs surge as regulators target predatory access tactics
Early access to retirement savings for compassionate reasons is rising sharply in Australia as households turn to superannuation to cover medical bills. Withdrawals reached A$1.46 billion in ...
Treasury, IRS expand retirement plan correction rules and create IRA error program
Federal tax authorities are updating how administrative mistakes in retirement savings accounts can be fixed, as part of a broader push to reduce compliance burdens for taxpayers and plan ...
U.S. Trump Accounts expansion proposal raises retirement savings, benefits questions
A proposal to expand Trump Accounts beyond children is opening a new debate over how tax-advantaged savings vehicles could fit into adult financial planning in the U.S. Advisors and policy ...
Trump Accounts expansion plan targets U.S. citizens under 40
A proposal to broaden Trump Accounts is moving beyond children and into the wider retirement savings market for younger adults. The push would extend the tax-advantaged account structure to every ...
Estate Planning Specialists promotes fixed annuity with 6.45% guaranteed rate for retirement savings
Retirement savers seeking shelter from stock market volatility are being pitched a fixed annuity positioned as a higher-yield option for part of their portfolios. The product is described as ...
U.S. clergy Social Security re-enrollment law opens two-year path back into benefits
Faith leaders who previously opted out of Social Security are gaining a new chance to re-enter the system after new federal legislation is signed into law. The measure creates a limited window for ...
U.S. child investment account rollout faces uptake test after 70 million Trump Accounts launch
A new U.S.-authorized, tax-deferred investment program for children is now broadly available, putting the focus on whether families actively use the accounts. Since the July launch, about 70 ...
KWAP examines ageing economy investments in Malaysia
Malaysia is facing the need to adapt its service systems and investments as its elderly population continues to grow. This demographic shift is creating investment opportunities in healthcare, ...
Roth conversion strategy gains traction as tax changes complicate 2026 year-end planning
Investors weighing a Roth conversion before the end of 2026 face a more complex tax planning decision as rule changes alter how additional income can affect their overall bill. The strategy can ...
U.S. investors show heightened election anxiety before midterms
With the U.S. midterm election 17 days away, investor unease is building as markets weigh the potential effect of the vote on portfolios and retirement savings. A new Nationwide study suggests ...
France private pension savings gain traction as confidence in state retirement system weakens
France's debate over pension reform is pushing more households to build retirement savings outside the state system. The shift comes as polling shows growing scepticism about whether pay-as-you-go ...
U.S. retirement plan access remains uneven across private and public workers
Retirement benefit coverage continues to differ sharply between private employers and public sector workplaces in the U.S. In March 2026, 72% of private industry workers had access to retirement ...
Business owners face higher tax risk when selling companies
A wave of prospective business sales is pushing tax planning higher on the agenda for entrepreneurs preparing an exit. Advisors say owners who wait until a deal is near closing can sharply reduce ...
