STON.fi Review 2026
Learn more about TU’s methodology
- $1
- Proprietary web platform
- Support for the TON blockchain
- Liquidity pool exchanges
- Cross-chain swaps.
Our Evaluation of STON.fi
Learn more about TU’s methodology
STON.fi is a high-risk cryptocurrency exchange with the TU Overall Score of 2.86 out of 10. Having reviewed trading opportunities offered by the company and reviews posted by STON.fi clients on our website, Traders Union expert Anton Kharitonov does not recommend working with this broker, as, according to reviews, most clients are not satisfied with the broker.
STON.fi is an innovative decentralized platform for cryptocurrency trading and investment. Its intuitive interface and competitive fee structure make it suitable for traders of all experience levels. Despite being unregulated, STON.fi prioritizes security by offering features like staking and liquidity pools, which can also generate passive income..
How we tested STON.fi
Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Brief Look at STON.fi
STON.fi, launched in 2023, is a decentralized cryptocurrency exchange that operates without intermediaries and free from traditional financial regulations, offering trading over 50 cryptocurrencies, including Bitcoin and Ethereum. The platform supports liquidity pools where users can provide liquidity and earn rewards. STON.fi boasts a user-friendly interface and offers high transaction speeds, averaging around 5 seconds. STON.fi stands out with a competitive transaction fee of just 0.3%, making it an attractive option for cost-conscious traders.
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- Decentralization minimizes reliance on centralized entities;
- An intuitive interface is suitable for clients of all levels;
- Staking, farming, and liquidity pool rewards are available;
- Advanced security measures are implemented for user funds protection.
- Limited choice of trading instruments;
- No support for traditional financial products.
TU Expert Verdict
Chief Analytics Officer
STON.fi is a decentralized cryptocurrency exchange that operates via a proprietary web platform and offers trading in over 50 cryptocurrencies, including Bitcoin and Ethereum. The platform features support for the TON blockchain, enabling high transaction speeds that average around 5 seconds, and offers cross-chain swaps with liquidity pool rewards. With a user-friendly interface and a minimum deposit of $1, STON.fi appeals to both beginners and experienced crypto traders seeking direct control over their assets and moderate transaction fees of 0.3%.
However, a notable drawback is STON.fi's lack of regulation by any government authority, which significantly reduces client protection and oversight. Other disadvantages include its absence from the U.S. and German markets, no support for fiat payments or bank transfers, limited funding methods, and a comparatively modest selection of tradable assets and features. STON.fi may not be suitable for traders prioritizing regulatory compliance, market coverage, or broad payment options, though it might appeal to those focused on decentralized trading and passive income from staking.
STON.fi Summary
Your capital is at risk. Cryptocurrency trading can be extremely risky. Cryptocurrency trading can lead to large and immediate financial losses. The volatility and unpredictability of the price of cryptocurrency relative to fiat currency may result in significant loss over a short period of time. Transactions in cryptocurrency may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of cryptocurrency may lead to an increased risk of fraud or cyber attack.
| 💻 Trading platform: | Proprietary web platform |
|---|---|
| 📊 Accounts: | Standard |
| 💰 Account currency: | Cryptocurrencies |
| 💵 Deposit / Withdrawal: | Cryptocurrency transactions |
| 🚀 Minimum deposit: | $1 |
| ⚖️ Leverage: | No |
| 💼 Copy Trading: | No |
| 📈️ Min Order: | No |
| 💱 Commission: | Spot: 0.3%-0.3% |
| 🔧 Instruments: | Cryptocurrencies |
| 💹 Margin Call / Stop Out: | No |
| 🏛 Liquidity provider: | No |
| 📱 Mobile trading: | Via device browser |
| ➕ Affiliate program: | No |
| 📋 Order execution: | RFQ and automated market maker (AMM) |
| ⭐ Trading features: |
Support for the TON blockchain; Liquidity pool exchanges; Cross-chain swaps. |
| 🎁 Contests and bonuses: | No |
STON.fi offers favorable conditions, including ultra-fast order execution and minimal slippage. As a decentralized platform, it empowers clients to trade without intermediaries, maintaining full control of their assets. Support for cross-chain swaps ensures secure asset transfers between blockchains, providing a convenient and flexible trading experience.
STON.fi Key Parameters Evaluation
Regulation and Safety
STON.fi received a score of 0.75/10, indicating a low level of security and regulatory compliance. This suggests that the platform may lack essential protections, and users should exercise extreme caution.
- No successful hacks history
- Not tier-1 regulated
STON.fi Security Factors
We also compared STON.fi against the top two competitors with the highest scores in our overall ranking based on the most critical security indicators.
| STON.fi | Kraken | OKX | |
| Tier-1 regulation | No | Yes | No |
| Government-regulated | No | Yes | Yes |
| Investor protection fund | No | No | Yes |
| 2FA | No | Yes | Yes |
| Facial recognition | No | No | Yes |
| Cold wallet storage | No | Yes | Yes |
| Successful hacker attacks | No | No | No |
Is STON.fi a regulated crypto exchange?
STON.fi is not currently regulated by any government authority, which is still a common occurrence in the cryptocurrency industry. While this doesn't automatically mean STON.fi is unreliable, government-regulated exchanges are generally considered more reliable due to the added oversight and client protection they offer.
Is verification (KYC) mandatory at STON.fi?
KYC verification is not mandatory for opening an account and trading at STON.fi. However, unverified accounts have certain limitations, such as lower withdrawal limits and restricted access to certain features.
Is STON.fi available in the USA?
STON.fi is not available in the USA due to regulatory restrictions. In some cases, access might differ by state, so we recommend confirming details with the platform’s support or checking the official website for the latest updates.
You may also consider the top 3 exchanges that are available in the USA and rank highly based on our methodology: Kraken, OKX, BTCC .
STON.fi commissions and fees
STON.fi received a 5.2/10 score for its trading fees. While STON.fi is not the cheapest crypto exchange, the fees remain reasonable and competitive within the market.
- No deposit fee
- Spot fee above industry average
What are STON.fi trading fees?
We analyzed STON.fi’s crypto fees and compared them to the top two competitors, both of which hold high average positions in our rankings. To establish a comprehensive benchmark, we also calculated the average fee score based on an evaluation of over 100 cryptocurrency exchanges.
STON.fi trading fees vs competitors
| STON.fi | Nexus Trade | CoinMetro | Industry average | |
| Spot, maker fee (%) | 0.3 | 0.22 | 0.1 | 0.15 |
| Spot, taker fee (%) | 0.3 | 0.22 | 0.2 | 0.194 |
What are STON.fi deposit and withdrawal fees?
| Deposit fee, % | 0 |
| Withdrawal fee, % | Network fees |
Does STON.fi offer P2P trading?
No, STON.fi does not support P2P transactions. However, you can explore the best alternatives in our dedicated list of top P2P exchange platforms, offering a variety of secure options for peer-to-peer transactions.
Deposit and Withdrawal
STON.fi received a 2.5/10 rating for its deposit and withdrawal services. STON.fi offers limited funding options and may charge fees, which could be inconvenient for many users.
- Many cryptocurrencies for deposits and withdrawals
- No deposit fees
- No support for bank card payments
- No Google Pay option
Deposit and withdrawal options
STON.fi supports the following deposit and withdrawal options: Crypto.
STON.fi Deposit and withdrawal options vs competitors
| STON.fi | Kraken | OKX | |
| Bank transfers | No | Yes | No |
| Bank card | No | Yes | Yes |
| Crypto | Yes | Yes | Yes |
| PayPal | No | Yes | No |
What is STON.fi minimum deposit?
The minimum deposit at STON.fi is 1 USD/USDT or 0 BTC. The minimum trade size is 1 USD/USDT, which also serves as the minimum amount required to start trading on the platform.
STON.fi minimum deposit vs competitors
| STON.fi | Kraken | OKX | |
| Minimum deposit, USD or USDT | 1 | 10 | 10 |
| Minimum deposit, BTC | 0 | 1 | 5 |
| Minimum trade amount, USD/USDT | 1 | 1 | 1 |
Does STON.fi support fiat money?
STON.fi does not support fiat currencies; only cryptocurrencies are accepted.
Supported coins & markets
STON.fi received a score of 1/10 in this category, indicating a modest offering of assets and markets. While STON.fi covers essential trading functions, the number of supported coins, fiat currencies, and investment tools may be insufficient for users seeking more comprehensive options.
- Staking available
- Other supported products
- Crypto options not available
- Only - supported coins
STON.fi supported coins and markets vs competitors
We compared STON.fi with leading exchanges in terms of supported coins, NFT access, and derivatives like futures and options to help users assess the platform’s product range and trading flexibility.
| STON.fi | Kraken | OKX | |
| Supported coins | - | 278 | 329 |
| Futures/Perpetual contracts | No | Yes | Yes |
| Options | No | No | Yes |
| NFTs | No | Yes | Yes |
STON.fi passive income options vs competitors
We also compared STON.fi with top competitors in terms of passive income opportunities such as staking, farming, and copy trading, to help users evaluate the platform’s earning potential beyond regular trading.
Contacts
| Official site | https://ston.fi/ |
|---|
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