Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
Trading.com USA Pros & Cons
- Operates under NFA and CFTC oversight in the U.S.
- Transparent pricing structure.
- Trading.com mobile app for Android and iOS.
- Access to EA trading in MetaTrader 5.
- WebTrader compatibility with Google Chrome, Firefox, Safari, and Microsoft Edge.
- Fast account setup and online verification.
- No automatic negative balance protection, only Margin Call and Stop Out alerts.
- Spot-only trading limited to currency pairs.
TU Expert Verdict
I can confidently recommend Trading.com USA — it is a highly trusted company that I have personally tested and verified. Its trading conditions and user feedback show that most traders are satisfied, and my own experience confirms its solid and consistently reliable performance.
Trading.com USA User Reviews
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5-star
44%
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4-star
38%
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3-star
18%
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2-star
0%
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1-star
0%
Didn't Find it
Trading.com offers a single trading account, the T1 Account, with leverage on EURUSD up to 1:50—which is impressive given NFA and CFTC oversight. In my experience and opinion, this is the most transparent and reliable Forex broker in the US thanks to its regulation and trading conditions. MT5 is fully supported with Metaquotes updates, allowing for algorithm programming. They offer truly low spreads for a US-regulated broker and no commissions. For example, the minimum spread on EURUSD is just 0.00009, which is half that of other brokers. Order execution is excellent, and various analytical tools are available, including advanced charts. I'd especially like to highlight the Forex trading competitions with real cash prizes—a great way to test your trading skills and earn some extra cash.
Trading is risky.
Trading.com offers a lot of educational materials that I find really helpful, especially for beginners. I found the tutorials from experienced traders and the short video tutorials very helpful. They don't take much time to watch but they help you understand the market very well. I also found the bonus that Trading.com gives you upon registration and identity verification very helpful. It's an extra $100, which you can withdraw. The only broker that offers competition for traders and helps them gain confidence.
No CDFs
Registering with Trading.com was simple. Everything was done online, and the documents were verified quickly. The User Account interface is intuitive, allowing me to monitor balance and margin, download MetaTrader 5, or trade via WebTrader. I mainly use the mobile app, which lets me monitor trades easily and use Face ID protection in addition to 2FA. The spreads are tight, and there are no lot of commissions. The only drawback is that U.S. regulators currently permit trading only currency pairs without CFDs.
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria5 /10The trading and non-trading commissions of Trading.com USA have been analyzed and rated as having Medium fees, with a fees score of 5/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- No deposit fee
- No withdrawal fee
- Above-average Forex trading fees
- No ECN/Raw Spread account
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Is Trading.com USA Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria9 /10Trading.com USA has a safety score of 9/10, which corresponds to a High security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Tier-1 regulated
- Negative balance protection
- Track record of less than 8 years
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Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.9.2 /10Trading.com USA offers the following account options: Demo, Standard.
However, Trading.com USA does not provide an ECN account with direct market access, which may be a drawback for experienced traders or scalpers seeking the lowest spreads.
- Standard account with balanced trading conditions
- Demo account
- Low minimum deposit
- No Swap Free account
- Micro lots are not available
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Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology4.5 /10Trading.com USA received a Low score for the efficiency and convenience of its deposit and withdrawal processes.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria2.5 /10Trading.com USA offers a limited selection of trading assets compared to the market average. The platform supports 69 assets in total, including 69 Forex pairs.
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Trading Account Opening
We successfully registered an account with Trading.com USA in 20 minutes. The KYC verification was completed within 2 business days. The minimum deposit amount at Trading.com USA is $50.Score:We evaluated Trading Account Opening at Trading.com USA by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.8 /10This is one of the most accessible and hassle-free onboarding procedures on the market.
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Trading platforms & tools
Score:This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn the assessment criteria8 /10Trading.com USA received a score of 8/10, indicating a strong offering in terms of trading platforms and tools. The broker provides broad access to popular platforms and supports a variety of features designed to enhance both manual and automated trading.
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Mobile Apps
Score:This section assesses the quality and functionality of the broker’s mobile trading apps. It takes into account app ratings, number of downloads, platform features such as two-factor authentication (2FA), mobile alerts, and technical indicators, ensuring traders can manage positions and monitor markets effectively from their smartphones. Learn the assessment criteria8 /10 -
Customer Support
Score:We evaluated Customer Support at Trading.com USA by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria8.5 /10
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Trading.com USA Video Guides
FAQs
How safe is Trading.com USA in terms of regulation and client protection?
Trading.com USA has a safety score of 9/10, indicating a high security level under the Traders Union methodology. It is regulated by Tier-1 authorities NFA and CFTC in the United States, offers negative balance protection, and requires KYC verification, although it has a relatively short track record since its foundation in 2019 and there is no specific investor compensation fund mentioned in this section.
What types of trading accounts does Trading.com USA offer and what are their main features?
Trading.com USA provides a Standard live account (T1) for trading 69 currency pairs with leverage up to 1:50 on major pairs, where trading costs are included in the spread, and a Practice demo account with a virtual balance of $10,000 that closes after 90 days of inactivity but can be reopened. The broker has a low minimum deposit of $50, allows up to four live accounts and one active demo account, but does not offer Cent, Micro, joint, or Islamic (swap-free) accounts.
What do user reviews say about Trading.com USA?
According to user reviews, Trading.com USA has a user satisfaction score of 8.5/10 based on 30 reviews, with 43% of users giving 5-star ratings and 37% giving 4-star ratings. The remaining 20% of reviews are 3-star, and there are no 1-star or 2-star ratings in the data provided, indicating that feedback is mostly positive in this sample.
How does the Trading.com USA account opening process work and what feedback is there on its speed?
Opening an account with Trading.com USA is fully online, with registration taking about 20 minutes and KYC verification typically completed within 2 business days, and the minimum deposit is $50. The process includes submitting personal details and SSN or ITIN for identity verification; while it is described as accessible and relatively hassle-free, the section notes that registration and approval may take longer depending on the documentation provided.
What trading platforms and tools does Trading.com USA provide, and how do users describe them in feedback and comments?
Trading.com USA supports MT5, TradingView, a proprietary platform, and WebTrader, and offers features such as one-click trading, trading bots (EAs), 2FA, alerts, and support for 100 indicators across 69 tradable assets. The section also notes access to Trading Central but no API, free VPS, cTrader, or strategy (EA) builder, and it does not include specific user feedback or comments about the platforms in this review.
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