Binance launches limited-time Lite Loan promotion: borrow up to 1,000 USDT at 0.5% fee

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Elena Nikulina

04.09.2026

Binance launches limited-time Lite Loan promotion: borrow up to 1,000 USDT at 0.5% fee — Binance launches lite loan fee promotion

Binance announced a promotion reducing the Lite Loan service fee from 1% to 0.5% for users borrowing up to 1,000 USDT with BTC as collateral, effective from September 3 to October 4, 2026.

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Binance has announced a temporary reduction of the upfront service fee for its Lite Loan product, cutting the fee from 1% to 0.5% for users borrowing up to 1,000 USDT with Bitcoin (BTC) as collateral. The promotion is set to run from September 3, 2026, at 10:00 UTC until October 4, 2026, at 23:59 UTC, and applies only to new Lite Loan orders placed during this timeframe. The Lite Loan product features a fixed 30-day borrowing term, with no price-triggered collateral liquidation during the initial term. BTC collateral used for the loan remains in Binance’s Simple Earn Flexible Products and continues to earn yield for the user during the loan period. Eligibility requirements include completing account verification and using a master account, with additional restrictions potentially applying based on user region. After the promotion ends, the service fee will revert to the standard 1% rate.

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How to join the promotion

To join the Binance Lite Loan 50% off service fee promotion, ensure you are eligible for Lite Loan on Binance and have completed full account verification with a master account. During the promotion period, visit the Lite Loan section of Binance (accessible via the 'Loans' menu), click 'Borrow Now', and enter your desired borrow amount (up to 1,000 USDT) using BTC as collateral. Read and agree to the terms, confirm your loan, and the reduced 0.5% service fee will be applied upfront. To get started, users can access Binance via the official sign-up link.

Binance is a major cryptocurrency exchange headquartered in Hong Kong, recognized for its high trading volumes, liquidity, and platform performance. The broker offers its proprietary BNB Coin, a cold wallet for crypto asset storage, and features an intricate commission and reward calculation system. For further details, see the broker profile on Traders Union: full review on Traders Union.

For additional context, you can review the earlier news about Binance launching Agent OS—a developer platform designed to integrate Binance’s trading and data capabilities into AI-driven workflows—by reading the previous Binance update on Traders Union.

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