U.S. House expected to advance housing bill to Trump's desk
After months of negotiations between the House and Senate, Congress is nearing final action on a bipartisan housing package focused on affordability and supply. The measure is expected to clear the U.S. House on Tuesday night after winning broad Senate support, potentially setting up President Donald Trump to sign it as soon as Wednesday.
Highlights
- U.S. House set for Tuesday night vote on the 21st Century ROAD to Housing Act, aiming to lower homebuyer costs, boost supply, and restrict institutional investors.
- The Senate passed the housing package 85-5 on Monday after prolonged negotiation, signaling rare bipartisan agreement on housing affordability ahead of the 2026 midterms.
- Some House conservatives object due to exclusion of the SAVE America Act, but their opposition is unlikely to stop the bill from reaching President Trump's desk.
Housing package heads toward final House vote
As reported by CNBC, the U.S. House is expected to vote Tuesday night on the 21st Century ROAD to Housing Act, a broad housing bill intended to lower costs for homebuyers, increase supply and curb purchases by institutional investors. The measure passed the Senate on Monday by an 85-5 vote after months of debate and competing versions moved between the two chambers before lawmakers reached a final deal last week.The legislation would reduce some regulatory barriers to new housing construction and limit institutional investors to buying 350 single-family homes. The bill stands out as a rare bipartisan agreement in a sharply divided Congress, with both Democrats and Republicans seeking to highlight housing affordability ahead of the 2026 midterm elections.
Republican opposition clouds floor strategy
Despite broad momentum behind the measure, the bill faces resistance from some House conservatives who object that it does not include the SAVE America Act, an election proposal that would require voter ID and proof of citizenship for registration. Trump has been pressing Congress to pass that bill even though it lacks enough support to move through Congress.Representative Anna Paulina Luna of Florida said Tuesday that she could oppose procedural rules if Republican leaders try to fast-track the housing package under suspension, a process that requires a two-thirds vote in the chamber. Still, without wider backing inside the Republican conference, her opposition is unlikely to block the housing bill from reaching the president.
Our earlier report on the Senate Banking Committee’s affordability hearing outlined Republicans’ push to lower household costs through regulatory relief, tax measures, and housing initiatives. It highlighted the committee’s focus on the 21st Century ROAD to Housing Act after its 85–5 Senate passage, describing it as an effort to cut red tape and expand housing supply, alongside broader proposals aimed at reducing credit costs for consumers.
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