SOFI price forecast: further declines likely? Stock drops 3% as consolidation continues

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SoFi Technologies slides 3.00% today

Highlights

SoFi Technologies raised its 2025 outlook, citing stronger scalable profitability driving higher forecasts for member growth, revenue, and tangible book value.
The company expects its member base to increase by 34% through ecosystem expansion and higher adoption of its financial products.
Recent service launches, strategic industry partnerships, and the transition to positive earnings have improved visibility for SoFi Technologies' future performance.

Upbeat 2025 forecast drives member and revenue expectations higher

SoFi Technologies has raised its 2025 outlook, highlighting stronger scalable profitability that supports increased expectations for member growth, revenue, and tangible book value. The company expects its member base to grow by 34% due to ecosystem expansion and higher product adoption. Recent service launches, industry partnerships, and the shift to generating positive earnings have contributed to heightened visibility.

Mixed momentum with oversold signals amid persistent selling pressure

Momentum is mixed: the MACD shows a bullish signal on the daily and weekly timeframes, but the ADX on D1 is weak, signaling a lack of trend strength. Both the RSI (44.61) and CCI (–136.10) are in bearish or oversold regions, while Stoch RSI and BBP indicate strongly oversold conditions and dominant seller pressure. The daily drop to $26.23 is a decline of 3% from the previous close of $27.04, with a small opening gap down to $26.67. The current price sits close to the session’s low ($25.72), capping off a high-volatility day marked by steady pressure after the open; overall, intraday and momentum signals confirm continued selling, with short-term oscillators signaling possible exhaustion.

Rangebound consolidation likely as strong weekly signals curb downside

For the next five trading days, expect SOFI to move in a range of $25.70 to $27.40, keeping the current price near the middle of this band. The probability of a meaningful price increase is very high (more than 80%) based on strong weekly signals in RSI, ADX, MACD, and MA-50, making further declines less likely. The baseline scenario is continued consolidation within this tight corridor. In a bullish scenario, a break above $27.40 could trigger a test of the resistance zone near $29.00. In a bearish scenario, sustained pressure below $25.70 could lead to a test of the next dynamic support around $25.20.

Anton Kharitonov, expert at Traders Union, sees SoFi’s recent drop as a reflection of persistent seller pressure and weak short-term momentum. He believes that while the long-term structure is intact, further downside cannot be ruled out with support near $25.70 and dynamic support at $25.20. Kharitonov notes that cautious consolidation is the base case, and any upside will only be credible on a clear break above $27.40. "Until bulls reclaim $27.40, my stance remains defensive and I see no reason to anticipate a rebound yet."

Previously it was noted that momentum indicators are mixed, suggesting a likelihood of continued volatility and sideways price movement. The technical outlook also referenced potential short-term consolidation and highlighted key support and resistance levels relevant to recent intraday price action.

Source of Data: SOFI Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

The information is based on forecasts and does not constitute investment advice or a guarantee of future results. Market conditions may change. See our Disclaimer and Editorial Integrity for details.