Suze Orman: Cutting retirement savings to support adult children is a major financial risk

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Andrey Mastykin

17.07.2026

Suze Orman: Cutting retirement savings to support adult children is a major financial risk — Retirement savings risk for parents

Suze Orman, financial advisor and author at Self-employed, highlights that the primary financial risk when an adult child returns home is not the increased grocery costs, but rather diminishing retirement savings to provide support.

She advises that safeguarding personal financial futures is one of the most significant gifts parents can give their children.

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Orman has previously discussed how self-employed individuals can choose between a SEP IRA and a Solo Roth 401(k) for retirement planning. In earlier commentary, she advised finding a trusted partner to help maintain accountability when pursuing personal financial goals. Her recent comments continue to focus on the importance of protecting long-term financial security.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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