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U.S. home affordability shifts drastically since 1920, Andrew Lokenauth notes

U.S. home affordability shifts drastically since 1920, Andrew Lokenauth notes
Median U.S. home salary hits $123,000

Andrew Lokenauth details the salaries needed to afford the median-priced U.S. home from 1920 to 2026. According to data he shares, the required annual income has increased from $830 in 1920 to $123,000 in 2026, highlighting a dramatic rise over time.

Lokenauth adds that surpassing $10,000 a month before taxes is now necessary to purchase a median-priced home in the U.S.

Lokenauth has previously described how investing $145 weekly in an S&P 500 index fund through a Roth IRA could grow to $1.4 million by retirement, according to his analysis here. He has also tracked major technology strategies, noting NVIDIA's push for dominance in the laptop market with a full-stack approach here. These posts reflect his focus on household finance and investment themes.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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