Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.
Learn more about our methodology and editorial policies.
4XC Pros & Cons
- Attractive trading conditions for beginners.
- Minimum deposit is USD 50 with leverage up to 1:500.
- Relatively narrow spread.
- Good educational opportunities.
- Withdrawal fee (except for the VIP account).
- Withdrawals are limited to one transaction per day.
- The FAQ section does not fully answer the questions.
4XC offers access to trading Forex, metals, indices, oil, forward contracts, and cryptocurrencies, over 80 trading instruments in total.
4XC provides competitive conditions such as leverage up to 1:500 and spreads starting from 0.0 pips. The broker supports multiple account types including Standard, Pro, and VIP, each tailored to meet different trading needs and strategies.
For passive investing, the broker provides PAMM accounts and social trading service. The Signal Centre at 4XC enhances trading with premium AI signals integrated via the easy-to-use Acuity Trading Tool plugin, which seamlessly integrates into MetaTrader 4/5 platforms. Also, the broker provides additional free trading signals on its website.
TU Expert Verdict
4XC is a reliable and well-established choice. I’ve reviewed its features, tested its services, and found that traders generally report positive results. It offers stable performance, dependable execution, and overall solid quality for everyday trading.
Top-5 Brokers Traders Prefer
4XC User Reviews
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5-star
41%
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4-star
36%
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3-star
22%
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2-star
0%
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1-star
0%
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Commissions and Fees
Score:We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria7 /10The trading and non-trading commissions of 4XC have been analyzed and rated as having Medium fees, with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.
- Low Forex trading fees
- Tight EUR/USD market spread
- No deposit fee
- Inactivity fee applies
- Withdrawal fee applies
Trading Fees and Spread
Below, we evaluated and compared the trading commissions of 4XC with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.
Standard Account Spread
For Standard accounts, 4XC’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.
4XC Standard spreads 4XC OANDA FOREX.com EUR/USD min, pips 0.5 0.1 0.7 EUR/USD max, pips 1.5 0.5 1.2 GPB/USD min, pips 0.4 0.1 0.9 GPB/USD max, pips 1.5 0.5 1.4 RAW/ECN Account Commission And Spread
The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.
4XC RAW/ECN spreads 4XC OANDA FOREX.com Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency). 2.5 3.5 5 EUR/USD avg spread 0.20 0.15 0.2 GBP/USD avg spread 0.4 0.2 0.4 Non-Trading Fees
We conducted a detailed analysis of the non-trading fees associated with 4XC. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.
4XC Non-Trading Fees 4XC OANDA FOREX.com Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0 Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0-3 0 0 Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0-10 0-15 0 Inactivity fee ($, per month) 30 0 15 -
Is 4XC Safe?
Score:We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria4.7 /104XC has a safety score of 4.7/10, which corresponds to a Low security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.
- Is regulated
- Negative balance protection
- Track record over 10 years
- Not tier-1 regulated
4XC Regulators and Investor Protection Abbreviation Full Name Country of regulation Investor Protection Fund Regulation Level FSC (Cook Islands)
Full Name Financial Supervisory Commission, Cook Islands Country of regulation Cook Islands Investor Protection Fund No specific fund Regulation Level Tier-3 4XC Security Factors Foundation date 2016 Negative balance protection YesVerification (KYC) Yes -
Account Types
Score:We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.9.8 /104XC offers the following account options: Demo, Standard, ECN/Raw spread, Swap Free, VIP.
However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.
- Tight spread ECN account
- Standard account with balanced trading conditions
- Exclusive VIP account with enhanced trading conditions
- No Cent account
- Micro lots are not available
4XC account types vs top competitors 4XC Plus500 OANDA Standard YesYesYesECN/Raw spread YesNoYesDemo YesYesYesCent NoNoNoMicro NoNoYesSwap Free YesNoYesVIP YesNoNoManaged NoNoNo4XC accounts trading conditions
4XC offers three main types of trading accounts, each designed to suit traders with varying experience levels and financial goals. All account types support trading on both MetaTrader 4 and MetaTrader 5 platforms, provide access to a broad range of instruments, and offer leverage up to 1:500.
Account types:
Account Type Description Standard. Requires a minimum deposit of $50, with spreads starting from 1.0 pip and no trading commissions except for cryptocurrencies. An Islamic (swap-free) option is available for the first 30 days. Suitable for traders of all experience levels, including beginners. Pro. Requires a $100 minimum deposit. Spreads start from 0.0 pips, with a $5 commission per lot for Forex and metals. Commissions for other instruments vary. This account is recommended for experienced traders. VIP. Requires a $10,000 minimum deposit, with spreads from 0.0 pips. The commission is $4 per lot for Forex and metals, with variable rates for other assets. Includes a personal account manager and exclusive features for high-volume, experienced traders. A demo account is also available, allowing users to practice on MetaTrader 4 and MetaTrader 5 in real market conditions without the risk of losing real funds.
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Deposit and Withdrawal
Score:This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology7 /104XC received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.
4XC provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.
- Bank wire transfers available
- No deposit fee
- Low minimum withdrawal requirement
- USDT (Tether) supported
- BTC not available as a base account currency
- Withdrawal fee applies
- PayPal not supported
What are 4XC deposit and withdrawal options?
4XC provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill, Neteller, BTC, USDT, Ethereum.
4XC Deposit and Withdrawal Methods vs Competitors 4XC Plus500 OANDA Bank Wire YesYesYesBank card YesYesYesPayPal NoYesYesWise NoNoNoBTC YesNoYesWhat are 4XC base account currencies?
A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. 4XC supports the following base account currencies: USD, EUR, GBP, BRL.
What are 4XC's minimum deposit and withdrawal amounts?
The minimum deposit on 4XC is $50, while the minimum withdrawal amount is $20. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact 4XC’s support team.
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Markets and Tradable Assets
Score:The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria5.3 /104XC offers a limited selection of trading assets compared to the market average. The platform supports 82 assets in total, including 60 Forex pairs.
- 60 supported currency pairs
- Copy trading platform
- Crypto trading
- Bonds not available
- Futures not available
Supported markets vs top competitors
We have compared the range of assets and markets supported by 4XC with its competitors, making it easier for you to find the perfect fit.
4XC Plus500 OANDA Currency pairs 60 60 68 Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 82 2800 129 Stocks NoYesYesCommodity futures YesYesYesCrypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada. YesYesYesStock indices YesYesYesOptions NoYesNoInvestment options
We also explored the trading assets and products 4XC offers for beginner traders and investors who prefer not to engage in active trading.
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Trading Account Opening
Score:We evaluated Trading Account Opening at 4XC by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.9 /10We successfully registered an account with 4XC in 30 minutes. The KYC verification was completed within 1 business day. The minimum deposit amount at 4XC is $50. This is one of the most accessible and hassle-free onboarding procedures on the market.
- Quick KYC verification (1 business day or less)
- Low minimum deposit requirement
- Fully online account opening process
- Registration process may take longer than expected
4XC account opening 4XC Plus500 OANDA Online Registration YesYesYesMinimum deposit $50 $100 $0 Mandatory KYC YesYesYesRegistration time (min) 30 10 KYC time (days) 1 3 3 Is 4XC available in my country?
If you are a citizen of United States, the broker accepts clients from your country.
Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.
Account opening details
An account with 4XC is opened through its official website by following these steps:
Click Get started at the top of the screen.
Select an individual account type.
Complete the form by providing your first name, last name, email address, and phone number.
Follow the link in the confirmation email to verify your email address.
Verify your identity by uploading the required documents.
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Trading platforms & tools
Score:This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn the assessment criteria7.5 /104XC received a score of 7.5/10, reflecting an average offering in terms of trading platforms and tools. The broker covers essential functionality but may fall short in some advanced features or platform diversity compared to leading competitors.
- Free VPS for uninterrupted trading
- MetaTrader is available
- Trading bots (EAs) allowed
- One-click trading
- No access to API
- No TradingView integration
- Strategy (EA) Builder is not available
Supported trading platforms
4XC supports the following trading platforms: MT4, MT5, WebTrader. This selection covers the basic needs of most retail traders. We also compared 4XC’s platform availability with that of top competitors to assess its relative market position.
4XC Plus500 OANDA MT4 YesNoYesMT5 YesNoYescTrader NoNoNoTradingView NoYesYesProprietary platform NoYesYesNinjaTrader NoNoNoWebTrader YesYesYesKey 4XC’s trading platform features
We also evaluated whether 4XC offers essential trading features that enhance user experience, accommodate various trading styles, and improve overall functionality.
Supported features 2FA NoAlerts YesTrading bots (EAs) YesOne-click trading YesScalping YesSupported indicators 68 Tradable assets 82 Additional trading tools
4XC offers several additional features designed to enhance the trading experience. These tools provide greater automation, deliver advanced market insights, and help improve trade execution.
4XC trading tools vs competitors 4XC Plus500 OANDA Trading Central Trading Central is a leading provider of investment research and financial market commentary. Integration with Trading Central offers traders advanced analytics, trading signals, and expert market insights, aiding in more informed decision-making. NoNoNoAPI NoNoYesFree VPS YesNoYesStrategy (EA) builder A Strategy or EA builder is a tool that allows traders to create and test their own automated trading strategies without requiring programming skills. NoNoYesAutochartist Autochartist is a market scanning tool that identifies trading opportunities by analyzing chart patterns and key price levels. NoNoYes -
Mobile Apps
Score:This section assesses the quality and functionality of the broker’s mobile trading apps. It takes into account app ratings, number of downloads, platform features such as two-factor authentication (2FA), mobile alerts, and technical indicators, ensuring traders can manage positions and monitor markets effectively from their smartphones. Learn the assessment criteria7 /104XC supports mobile trading, offering dedicated apps for both iOS and Android. 4XC received a score of 7/10 in this section, indicating a generally acceptable mobile trading experience.
- Indicators supported
- Mobile alerts supported
- Strong Android user ratings, currently at 4.8/5
- Mobile 2FA not supported
We compared 4XC with two top competitors by mobile downloads, app ratings, 2FA support, indicators, and trading alerts.
4XC Plus500 OANDA Total downloads The parameter reflects the combined number of installations from both the Apple App Store and Google Play. It serves as an approximate indicator of the broker’s mobile trading app popularity and user adoption across platforms. 10,000,000 10,000,000 1,000,000 App Store score App store scores reflect the average user ratings of the broker’s mobile applications on the Apple App Store and Google Play. These ratings indicate user satisfaction based on criteria such as usability, stability, performance, and overall experience. 4.77 4.7 4.8 Google Play score 4.8 4.4 3.4 Mob. 2FA NoYesYesMob. Indicators YesYesYesMob. Alerts YesYesYes -
Customer Support
Score:We evaluated Customer Support at 4XC by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria9.3 /104XC demonstrates a high level of customer support. Assistance is available through multiple channels, and most requests are handled quickly.
During TU testing, managers responded promptly, communication was clear and structured, and support continued until the issue was fully resolved. Overall, 4XC shows reliable service and active engagement with clients.
InformationSupport is available 24 hours a day, Monday through Friday. On Saturday, support is provided from 00:00 to 07:00 (GMT+2). Sunday is a non-working day.
- 24-hour support on weekdays
- Real-time communication available
- No 24/7 support
4XC’s communication methods:
- Chat on the official website;
- Phone;
- WhatsApp;
- Email;
- Company offices.
Contacts Foundation date 2016 Registration address st Floor, BCI House, Avarua, Rarotonga, Cook Islands Regulation FSC Licence number:
MC03/2018Official site https://4xc.com/ Contacts info@4xc.com
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FAQs
How is 4XC regulated and what does its safety score indicate?
4XC is regulated by the Financial Supervisory Commission (FSC) in the Cook Islands, which is classified as a Tier-3 regulator, and it has a safety score of 4.7/10, corresponding to a low security level. The broker offers negative balance protection and requires KYC verification, but it is not tier-1 regulated and there is no specific investor compensation fund mentioned, which may imply higher regulatory risk compared with brokers under stricter jurisdictions.
What account types and trading conditions are available with 4XC?
4XC offers Demo, Standard, Pro (ECN/Raw spread), Swap Free (Islamic), and VIP accounts, all available on MetaTrader 4 and MetaTrader 5 with leverage up to 1:500. Minimum deposits range from $50 for the Standard account to $10,000 for VIP, with spreads starting from 1.0 pip on Standard and 0.0 pips on Pro and VIP, and commissions varying by account type and instrument.
What do user reviews and feedback say about 4XC overall?
4XC has a user satisfaction score of 8.4/10 based on 98 reviews, with 42% of users leaving 5-star ratings and 37% leaving 4-star ratings, indicating mostly positive impressions. According to user reviews, 21% gave 3-star ratings and there are no 1- or 2-star ratings reported in this dataset, suggesting that while experiences vary, strongly negative feedback is limited in the available sample.
How do 4XC clients describe their experience with deposits and withdrawals in reviews and comments?
The section states that 4XC has a medium score of 7/10 for deposit and withdrawal processes and offers a basic range of methods such as bank cards, bank wire, Skrill, Neteller, BTC, USDT, and Ethereum, with no deposit fees but some withdrawal fees. Specific user reviews or comments about the speed or reliability of these transactions are not provided in this section.
What mobile trading features and user feedback are available for the 4XC apps?
4XC provides dedicated mobile apps for iOS and Android, with reported ratings of 4.77/5 on the App Store and 4.8/5 on Google Play, and supports indicators and trading alerts but not mobile 2FA. Based on user feedback reflected in these ratings, the overall mobile trading experience is assessed as generally acceptable, contributing to a mobile apps safety score of 7/10.
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