4XC Review 2026

Top Brokers Overview — United States
How we tested 4XC

Traders Union has analyzed financial markets for over 14 years, evaluating brokers based on 250+ transparent criteria, including security, regulation, and trading conditions. Our expert team of over 50 professionals regularly updates a Watch List of 500+ brokers to provide users with data-driven insights. While our research is based on objective data, we recommend that users perform independent due diligence and consult official regulatory sources before making any financial decisions.

Learn more about our methodology and editorial policies.

4XC Pros & Cons

  • Attractive trading conditions for beginners.
  • Minimum deposit is USD 50 with leverage up to 1:500.
  • Relatively narrow spread.
  • Good educational opportunities.
  • Withdrawal fee (except for the VIP account).
  • Withdrawals are limited to one transaction per day.
  • The FAQ section does not fully answer the questions.

4XC offers access to trading Forex, metals, indices, oil, forward contracts, and cryptocurrencies, over 80 trading instruments in total.
4XC provides competitive conditions such as leverage up to 1:500 and spreads starting from 0.0 pips. The broker supports multiple account types including Standard, Pro, and VIP, each tailored to meet different trading needs and strategies.
For passive investing, the broker provides PAMM accounts and social trading service. The Signal Centre at 4XC enhances trading with premium AI signals integrated via the easy-to-use Acuity Trading Tool plugin, which seamlessly integrates into MetaTrader 4/5 platforms. Also, the broker provides additional free trading signals on its website.

TU Expert Verdict

Chief Analytics Officer

4XC is a reliable and well-established choice. I’ve reviewed its features, tested its services, and found that traders generally report positive results. It offers stable performance, dependable execution, and overall solid quality for everyday trading.

4XC provides access to trading Forex, metals, indices, oil, forward contracts, and cryptocurrencies, supporting over 80 instruments on MetaTrader 4, MetaTrader 5, and WebTrader platforms. The broker caters to a range of traders through Standard, Pro, and VIP accounts, with minimum deposits starting at $50 and leverage up to 1:500. Spreads are competitively tight, starting from 0.0 pips on advanced accounts, and trading tools include a free VPS, AI-powered signals, PAMM accounts, and copy trading. The onboarding process is fully online with prompt KYC verification, and multiple payment methods are available.

Drawbacks include supervision only by the Tier-3 regulator FSC, Cook Islands, no investor protection fund, and a safety score below the market average. Other disadvantages are a $30 monthly inactivity fee, withdrawal charges except for VIP accounts, limited tradable assets compared to major competitors, and the absence of cent and micro accounts. 4XC may not be suitable for traders seeking a top-tier regulated firm or the lowest fee structure, but it can be considered by those who prioritize flexible conditions and support for automated strategies.

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4XC User Reviews

Score:
The administration of the website shall not be liable for the accuracy of the reviews and does not have the technical ability to check the reviews for accuracy, as well as establish whether the authors of the reviews are indeed the customers of a specific company. To learn more about how the User Satisfaction score is calculated and how we apply the Customer Satisfaction Score (CSAT) methodology, please read the assessment criteria.
8.4 /10
99 total
  • 5-star
    41%
  • 4-star
    36%
  • 3-star
    22%
  • 2-star
    0%
  • 1-star
    0%
6120 users picked this broker
users picked this company in 3 months
Avatar
Ridzwan
PRO
46 weeks ago
Malaysia
Availability of the most popular trading platforms: MT4 and MT5, bonuses, and contests. Affiliate program and convenient support channels are available.

The main advantages of 4XC for me as a trader are the broker's flexible terms, such as different spreads, leverage, and commissions depending on the account type. I'd also like to highlight the copy trading and bonus programs. Along with the broker's extensive educational resources and trading support tools, this helps both beginners and professional traders increase their income. Incidentally, the company's user-friendly infrastructure is designed for both traders—both in terms of deposits from $50 to $5,000 and in terms of spreads and commissions. As for withdrawal and deposit methods, the broker offers a wide range of payment methods to suit any need: bank transfers, card transfers, crypto wallets, and the most popular payment systems. Overall, 4XC is a regulated company that has been in the market for a long time and, in my opinion, is trustworthy.

Avatar
defneozman99
PRO
46 weeks ago
Italy
Access to premium signals with a balance of $200 or more

The broker does not provide services to residents of a number of countries, including the United States and Portugal

4XC really deserves a commendation. They offer a convenient platform, flexible trading conditions and affordable market entry. A minimum deposit from $50, a wide range of assets and adequate spreads make trading comfortable for both beginners and more experienced traders. For professional traders, 4XC offers a VIP account with a minimum deposit of $5,000 and zero spreads. Traders also gain access to premium signals with a minimum balance of $200. Along with the main trading instruments, cryptocurrencies are also available, fees are quite low, and order execution is instant. Overall, 4xc is a comfortable company for traders of all levels.

Avatar
Nelia
PRO
46 weeks ago
Portugal
The Standard account has a minimum deposit of $50 and leverage of 1:500.

Support 5 days a week

Trading on the Standard account at 4XC has left me with positive impressions. Spreads are relatively narrow - from 1 pip, which allows you to reduce trading costs and increase potential profits. The platform is stable, orders are executed quickly, which is especially important for successful trading. I am satisfied with my experience with 4XC and can recommend this broker for traders who are looking for reliable conditions with favorable spreads.

  • Commissions and Fees

    Score:
    We evaluate brokers' fees and spreads by assessing the costs associated with Standard and ECN/Raw spread accounts, including commissions and spreads. Additionally, our evaluation considers extra fees such as deposit/withdrawal charges and inactivity fees. Learn the assessment criteria
    7 /10

    The trading and non-trading commissions of 4XC have been analyzed and rated as having Medium fees, with a fees score of 7/10. Additionally, these commissions were compared with those of the top two competitors, OANDA and FOREX.com, to provide the most comprehensive information.

    • Low Forex trading fees
    • Tight EUR/USD market spread
    • No deposit fee
    • Inactivity fee applies
    • Withdrawal fee applies

    Trading Fees and Spread

    Below, we evaluated and compared the trading commissions of 4XC with those of two competitors. We focused on the spreads and other transaction fees directly associated with executing trades (e.g commission per lot on an ECN account). This comparison aimed to provide a clear understanding of the cost efficiency of each broker.

    Standard Account Spread

    For Standard accounts, 4XC’s commissions are part of the floating spread, which varies with market conditions. Typical values are provided, but during high volatility, the spread may exceed these.

    4XC Standard spreads
    4XC OANDA FOREX.com
    EUR/USD min, pips 0.5 0.1 0.7
    EUR/USD max, pips 1.5 0.5 1.2
    GPB/USD min, pips 0.4 0.1 0.9
    GPB/USD max, pips 1.5 0.5 1.4

    RAW/ECN Account Commission And Spread

    The spread on ECN/RAW accounts is market-based and fluctuates, with average values given during active hours. It may vary during volatility spikes. A commission per lot is also charged.

    4XC RAW/ECN spreads
    4XC OANDA FOREX.com
    Commission ($ per lot) The commission is the fee charged by the broker for trading one standard forex lot (100,000 units of the base currency). 2.5 3.5 5
    EUR/USD avg spread 0.20 0.15 0.2
    GBP/USD avg spread 0.4 0.2 0.4

    Non-Trading Fees

    We conducted a detailed analysis of the non-trading fees associated with 4XC. This review offers a comprehensive overview of the additional costs that may impact traders beyond regular trading activities.

    4XC Non-Trading Fees
    4XC OANDA FOREX.com
    Deposit fee, % The indicated amount does not include possible fees from payment systems and banks. 0 0 0
    Withdrawal fee, % The indicated amount does not include possible fees from payment systems and banks. 0-3 0 0
    Withdrawal fee, USD The indicated amount does not include possible fees from payment systems and banks. 0-10 0-15 0
    Inactivity fee ($, per month) 30 0 15
  • Is 4XC Safe?

    Score:
    We evaluate brokers' safety based on several key criteria. The highest value is placed on regulation, especially Tier 1 regulation, which ensures adherence to stringent standards set by top financial authorities like the FCA in the UK, CFTC in the US, CySEc and BaFin (EU) or ASIC (Australia). High scores are also given for participation in investor protection funds, which safeguard clients' funds in case of broker insolvency. Learn the assessment criteria
    4.7 /10

    4XC has a safety score of 4.7/10, which corresponds to a Low security level. The safest brokers are those with Tier-1 regulation, a long history (over 10 years in the market), and participation in investor compensation schemes.

    • Is regulated
    • Negative balance protection
    • Track record over 10 years
    • Not tier-1 regulated
    4XC Regulators and Investor Protection
    FSC (Cook Islands)FSC (Cook Islands) Full Name Financial Supervisory Commission, Cook Islands Country of regulation Cook Islands Investor Protection Fund No specific fund Regulation Level Tier-3
    4XC Security Factors
    Foundation date 2016
    Negative balance protection
    Yes
    Verification (KYC)
    Yes
  • Account Types

    Score:
    We evaluate a broker’s account offering by analyzing the range and suitability of available account types and how effectively they cater to different trader profiles and strategies. Our assessment covers the diversity of account options — including Standard, ECN/Raw, Cent, Swap-Free (Islamic), and VIP accounts — as well as the flexibility of trading conditions provided. Learn the assessment criteria.
    9.8 /10

    4XC offers the following account options: Demo, Standard, ECN/Raw spread, Swap Free, VIP.

    However, it does not provide a Cent account, which can be a disadvantage for beginners looking to practice with minimal risk.

    • Tight spread ECN account
    • Standard account with balanced trading conditions
    • Exclusive VIP account with enhanced trading conditions
    • No Cent account
    • Micro lots are not available
    4XC account types vs top competitors
    4XC Plus500 OANDA
    Standard
    Yes
    Yes
    Yes
    ECN/Raw spread
    Yes
    No
    Yes
    Demo
    Yes
    Yes
    Yes
    Cent
    No
    No
    No
    Micro
    No
    No
    Yes
    Swap Free
    Yes
    No
    Yes
    VIP
    Yes
    No
    No
    Managed
    No
    No
    No

    4XC accounts trading conditions

    4XC offers three main types of trading accounts, each designed to suit traders with varying experience levels and financial goals. All account types support trading on both MetaTrader 4 and MetaTrader 5 platforms, provide access to a broad range of instruments, and offer leverage up to 1:500.

    Account types:

    Account Type Description
    Standard. Requires a minimum deposit of $50, with spreads starting from 1.0 pip and no trading commissions except for cryptocurrencies. An Islamic (swap-free) option is available for the first 30 days. Suitable for traders of all experience levels, including beginners.
    Pro. Requires a $100 minimum deposit. Spreads start from 0.0 pips, with a $5 commission per lot for Forex and metals. Commissions for other instruments vary. This account is recommended for experienced traders.
    VIP. Requires a $10,000 minimum deposit, with spreads from 0.0 pips. The commission is $4 per lot for Forex and metals, with variable rates for other assets. Includes a personal account manager and exclusive features for high-volume, experienced traders.

    A demo account is also available, allowing users to practice on MetaTrader 4 and MetaTrader 5 in real market conditions without the risk of losing real funds.

  • Deposit and Withdrawal

    Score:
    This section assesses the efficiency, speed, and affordability of brokers’ transaction processes, focusing on available methods, currencies, and fees. For further details, please refer to our data-focused methodology
    7 /10

    4XC received a Medium score for the efficiency and convenience of its deposit and withdrawal processes.

    4XC provides a reasonable range of deposit and withdrawal options with moderate fees, in line with industry standards.

    • Bank wire transfers available
    • No deposit fee
    • Low minimum withdrawal requirement
    • USDT (Tether) supported
    • BTC not available as a base account currency
    • Withdrawal fee applies
    • PayPal not supported

    What are 4XC deposit and withdrawal options?

    4XC provides a basic range of deposit and withdrawal options, covering essential methods in line with industry standards. This set of options is sufficient for most traders, with available methods Bank Card, Bank Wire, Skrill, Neteller, BTC, USDT, Ethereum.

    4XC Deposit and Withdrawal Methods vs Competitors
    4XC Plus500 OANDA
    Bank Wire
    Yes
    Yes
    Yes
    Bank card
    Yes
    Yes
    Yes
    PayPal
    No
    Yes
    Yes
    Wise
    No
    No
    No
    BTC
    Yes
    No
    Yes

    What are 4XC base account currencies?

    A wide range of base account currencies minimizes the need for currency conversion, potentially reducing transaction costs. 4XC supports the following base account currencies: USD, EUR, GBP, BRL.

    What are 4XC's minimum deposit and withdrawal amounts?

    The minimum deposit on 4XC is $50, while the minimum withdrawal amount is $20. These minimums may vary depending on the chosen account type and payment method. For specific details, please contact 4XC’s support team.

  • Markets and Tradable Assets

    Score:
    The evaluation in this section is based on the TU methodology and reflects the total number and variety of tradable assets offered by the broker, including Forex currency pairs. It also considers the availability of passive income tools such as PAMM accounts, copy trading, and similar services. All information is obtained from publicly available sources and may change. Learn the assessment criteria
    5.3 /10

    4XC offers a limited selection of trading assets compared to the market average. The platform supports 82 assets in total, including 60 Forex pairs.

    • 60 supported currency pairs
    • Copy trading platform
    • Crypto trading
    • Bonds not available
    • Futures not available

    Supported markets vs top competitors

    We have compared the range of assets and markets supported by 4XC with its competitors, making it easier for you to find the perfect fit.

    4XC Plus500 OANDA
    Currency pairs 60 60 68
    Total tradable assets The total tradable assets listed include all available instruments, including CFDs. Due to regional restrictions, certain CFDs may not be offered in some countries. For example, cryptocurrency CFDs are banned in the UK, and the U.S. has restrictions on CFDs. 82 2800 129
    Stocks
    No
    Yes
    Yes
    Commodity futures
    Yes
    Yes
    Yes
    Crypto Cryptocurrency CFDs are restricted or prohibited in certain regions due to regulatory limitations. These include the United Kingdom, China, Egypt, the United States and Canada.
    Yes
    Yes
    Yes
    Stock indices
    Yes
    Yes
    Yes
    Options
    No
    Yes
    No

    Investment options

    We also explored the trading assets and products 4XC offers for beginner traders and investors who prefer not to engage in active trading.

    4XC Plus500 OANDA
    Bonds
    No
    No
    Yes
    ETFs
    No
    Yes
    No
    Copy trading
    Yes
    No
    Yes
    PAMM investing
    Yes
    No
    No
    Managed accounts
    No
    No
    No
  • Trading Account Opening

    Score:
    We evaluated Trading Account Opening at 4XC by testing the registration process under real conditions, including opening an account and funding it with the minimum required deposit (but no less than $100). Our assessment considered whether onboarding was fully online, the average registration time, the speed of KYC verification, and how quickly traders could activate their accounts. Learn the assessment criteria.
    9 /10

    We successfully registered an account with 4XC in 30 minutes. The KYC verification was completed within 1 business day. The minimum deposit amount at 4XC is $50. This is one of the most accessible and hassle-free onboarding procedures on the market.

    • Quick KYC verification (1 business day or less)
    • Low minimum deposit requirement
    • Fully online account opening process
    • Registration process may take longer than expected
    4XC account opening
    4XC Plus500 OANDA
    Online Registration
    Yes
    Yes
    Yes
    Minimum deposit $50 $100 $0
    Mandatory KYC
    Yes
    Yes
    Yes
    Registration time (min) 30 10
    KYC time (days) 1 3 3

    Is 4XC available in my country?

    If you are a citizen of United States, the broker accepts clients from your country.

    Please note that availability may vary due to regulatory requirements, so we recommend confirming directly with the broker for the most accurate and up-to-date information.

    Account opening details

    An account with 4XC is opened through its official website by following these steps:

    • Click Get started at the top of the screen.

    • Select an individual account type.

    • Complete the form by providing your first name, last name, email address, and phone number.

    • Follow the link in the confirmation email to verify your email address.

    • Verify your identity by uploading the required documents.

  • Trading platforms & tools

    Score:
    This section evaluates the quality and variety of trading platforms offered by the broker. It considers supported platforms, core features, device compatibility, and the availability of tools for automation, analysis, and different trading styles. Learn the assessment criteria
    7.5 /10

    4XC received a score of 7.5/10, reflecting an average offering in terms of trading platforms and tools. The broker covers essential functionality but may fall short in some advanced features or platform diversity compared to leading competitors.

    • Free VPS for uninterrupted trading
    • MetaTrader is available
    • Trading bots (EAs) allowed
    • One-click trading
    • No access to API
    • No TradingView integration
    • Strategy (EA) Builder is not available

    Supported trading platforms

    4XC supports the following trading platforms: MT4, MT5, WebTrader. This selection covers the basic needs of most retail traders. We also compared 4XC’s platform availability with that of top competitors to assess its relative market position.

    4XC Plus500 OANDA
    MT4
    Yes
    No
    Yes
    MT5
    Yes
    No
    Yes
    cTrader
    No
    No
    No
    TradingView
    No
    Yes
    Yes
    Proprietary platform
    No
    Yes
    Yes
    NinjaTrader
    No
    No
    No
    WebTrader
    Yes
    Yes
    Yes

    Key 4XC’s trading platform features

    We also evaluated whether 4XC offers essential trading features that enhance user experience, accommodate various trading styles, and improve overall functionality.

    Supported features
    2FA
    No
    Alerts
    Yes
    Trading bots (EAs)
    Yes
    One-click trading
    Yes
    Scalping
    Yes
    Supported indicators 68
    Tradable assets 82

    Additional trading tools

    4XC offers several additional features designed to enhance the trading experience. These tools provide greater automation, deliver advanced market insights, and help improve trade execution.

    4XC trading tools vs competitors
    4XC Plus500 OANDA
    Trading Central Trading Central is a leading provider of investment research and financial market commentary. Integration with Trading Central offers traders advanced analytics, trading signals, and expert market insights, aiding in more informed decision-making.
    No
    No
    No
    API
    No
    No
    Yes
    Free VPS
    Yes
    No
    Yes
    Strategy (EA) builder A Strategy or EA builder is a tool that allows traders to create and test their own automated trading strategies without requiring programming skills.
    No
    No
    Yes
    Autochartist Autochartist is a market scanning tool that identifies trading opportunities by analyzing chart patterns and key price levels.
    No
    No
    Yes
  • Mobile Apps

    Score:
    This section assesses the quality and functionality of the broker’s mobile trading apps. It takes into account app ratings, number of downloads, platform features such as two-factor authentication (2FA), mobile alerts, and technical indicators, ensuring traders can manage positions and monitor markets effectively from their smartphones. Learn the assessment criteria
    7 /10

    4XC supports mobile trading, offering dedicated apps for both iOS and Android. 4XC received a score of 7/10 in this section, indicating a generally acceptable mobile trading experience.

    • Indicators supported
    • Mobile alerts supported
    • Strong Android user ratings, currently at 4.8/5
    • Mobile 2FA not supported

    We compared 4XC with two top competitors by mobile downloads, app ratings, 2FA support, indicators, and trading alerts.

    4XC Plus500 OANDA
    Total downloads The parameter reflects the combined number of installations from both the Apple App Store and Google Play. It serves as an approximate indicator of the broker’s mobile trading app popularity and user adoption across platforms. 10,000,000 10,000,000 1,000,000
    App Store score App store scores reflect the average user ratings of the broker’s mobile applications on the Apple App Store and Google Play. These ratings indicate user satisfaction based on criteria such as usability, stability, performance, and overall experience. 4.77 4.7 4.8
    Google Play score 4.8 4.4 3.4
    Mob. 2FA
    No
    Yes
    Yes
    Mob. Indicators
    Yes
    Yes
    Yes
    Mob. Alerts
    Yes
    Yes
    Yes
  • Customer Support

    Score:
    We evaluated Customer Support at 4XC by opening a real account funded with the minimum required deposit (no less than $100) and contacting support to measure response time under real conditions. Our assessment considered contact channels, response speed, multilingual support, and availability hours. Learn the assessment criteria
    9.3 /10

    4XC demonstrates a high level of customer support. Assistance is available through multiple channels, and most requests are handled quickly.

    During TU testing, managers responded promptly, communication was clear and structured, and support continued until the issue was fully resolved. Overall, 4XC shows reliable service and active engagement with clients.

    Information

    Support is available 24 hours a day, Monday through Friday. On Saturday, support is provided from 00:00 to 07:00 (GMT+2). Sunday is a non-working day.

    • 24-hour support on weekdays
    • Real-time communication available
    • No 24/7 support

    4XC’s communication methods:

    • Chat on the official website;
    • Phone;
    • WhatsApp;
    • Email;
    • Company offices.
    Contacts
    Foundation date 2016
    Registration address st Floor, BCI House, Avarua, Rarotonga, Cook Islands
    Regulation FSC Licence number:
    MC03/2018
    Official site https://4xc.com/
    Contacts info@4xc.com

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4XC Video Guides

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FAQs

How is 4XC regulated and what does its safety score indicate?

4XC is regulated by the Financial Supervisory Commission (FSC) in the Cook Islands, which is classified as a Tier-3 regulator, and it has a safety score of 4.7/10, corresponding to a low security level. The broker offers negative balance protection and requires KYC verification, but it is not tier-1 regulated and there is no specific investor compensation fund mentioned, which may imply higher regulatory risk compared with brokers under stricter jurisdictions.

What account types and trading conditions are available with 4XC?

4XC offers Demo, Standard, Pro (ECN/Raw spread), Swap Free (Islamic), and VIP accounts, all available on MetaTrader 4 and MetaTrader 5 with leverage up to 1:500. Minimum deposits range from $50 for the Standard account to $10,000 for VIP, with spreads starting from 1.0 pip on Standard and 0.0 pips on Pro and VIP, and commissions varying by account type and instrument.

What do user reviews and feedback say about 4XC overall?

4XC has a user satisfaction score of 8.4/10 based on 98 reviews, with 42% of users leaving 5-star ratings and 37% leaving 4-star ratings, indicating mostly positive impressions. According to user reviews, 21% gave 3-star ratings and there are no 1- or 2-star ratings reported in this dataset, suggesting that while experiences vary, strongly negative feedback is limited in the available sample.

How do 4XC clients describe their experience with deposits and withdrawals in reviews and comments?

The section states that 4XC has a medium score of 7/10 for deposit and withdrawal processes and offers a basic range of methods such as bank cards, bank wire, Skrill, Neteller, BTC, USDT, and Ethereum, with no deposit fees but some withdrawal fees. Specific user reviews or comments about the speed or reliability of these transactions are not provided in this section.

What mobile trading features and user feedback are available for the 4XC apps?

4XC provides dedicated mobile apps for iOS and Android, with reported ratings of 4.77/5 on the App Store and 4.8/5 on Google Play, and supports indicators and trading alerts but not mobile 2FA. Based on user feedback reflected in these ratings, the overall mobile trading experience is assessed as generally acceptable, contributing to a mobile apps safety score of 7/10.

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