XRP price prediction: Will $1.35–$1.55 range hold as XRP climbs 3.50%?

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XRP jumps 3.5% today to $1.4059

Highlights

The SEC clarified non-custodial platforms on the XRP Ledger do not require broker-dealer registration if they avoid asset custody and trade recommendations.
Institutional adoption remains strong with $959.4 million in U.S. spot XRP ETFs and $1.22 billion net inflows, alongside active usage by major banks and financial firms.
XRP trades above short- and medium-term averages but faces overbought signals and weak longer-term momentum, projecting consolidation between $1.35–$1.55 with downside risk prevailing.

Institutional inflows and regulatory clarity boost enterprise adoption

On April 15, 2026, the U.S. Securities and Exchange Commission clarified that non-custodial platforms operating on the XRP Ledger do not require broker-dealer registration if they avoid holding user assets or recommending trades. Institutional adoption remains strong, with SBI Holdings, Zand Bank, Archax, and Guggenheim Treasury Services currently using the XRP Ledger, which has implemented zero-knowledge proofs for compliant private transactions in its testnet. Recent regulatory developments are accompanied by significant institutional activity, as seven U.S. spot XRP ETFs reported a combined $959.4 million in assets under management and recorded a net inflow of $1.22 billion. Japanese banks' demonstrations at the XRP Tokyo 2026 conference, showing cost and speed benefits for XRP settlements, further highlight enterprise engagement.

Mixed technical signals as short-term strength meets long-term resistance

The technical outlook shows XRP holding above the SMA-20 and SMA-50, signaling positive momentum in the short and medium terms, while remaining below the longer-term SMA-200, which maintains overarching bearish pressure. The Ichimoku Kijun level on the daily chart, $1.3724, currently provides immediate support. Among momentum signals, the daily MACD shows strong sell pressure, ADX remains neutral and low, RSI stands at 54 (interpreted as buy), and both Stoch RSI and CCI warn of overbought conditions—indicating possible exhaustion. Bull/Bear Power (BBP) confirms active buyer dominance intraday, but the Awesome Oscillator does not provide a fresh directional signal; volatility remains moderate as buyers continue to push the price toward the day's highs.

Limited upside as weak momentum raises risk of further losses

For the near term, XRP is expected to fluctuate within a $1.35 – $1.55 volatility band relative to current levels, reflecting typical price behavior. The probability of additional upside is low (less than 20%), with weekly RSI, ADX, MACD, and MA-50 pointing to weak or negative momentum and suggesting a higher risk of further declines. The baseline scenario foresees XRP consolidating between $1.35 and $1.55. If the price breaks above $1.55, a bullish scenario could develop, whereas a move below $1.35 would signal renewed downside risk.

Anton Kharitonov, expert at Traders Union, sees XRP holding on to short- and medium-term levels, but notes that long-term momentum remains weak. He highlights that positive regulatory news and institutional interest have yet to shift the overall cautious outlook. Base case remains consolidation between $1.35 and $1.55, with little evidence for a strong breakout soon. "Until XRP reclaims the $1.55 level, I remain defensive and see a higher risk of downside if $1.35 fails to hold."

Earlier, analysts noted that XRP was facing persistent bearish momentum despite growing institutional activity and technical upgrades. The latest developments around regulatory clarity and elevated institutional inflows strengthen the case for near-term consolidation, making a decisive break above $1.55 or below $1.35 the key inflection point for the next directional move.

Source of Data: XRP Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

The information is based on forecasts and does not constitute investment advice or a guarantee of future results. Market conditions may change. See our Disclaimer and Editorial Integrity for details.