SoFi price jumps — what’s behind today’s move (January 5)

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SoFi Surges 6.55% to $29.27 Today

Highlights

SoFi completed a public offering of 57.8 million shares at $27.50 per share to strengthen its capital position through major investment banks.
The company reported adding 905,000 net new customers in the third quarter, expanding its total user base to over 12.6 million.
SoFi announced it will hold a conference call to discuss its Q4 and full year 2025 financial results.

Capital raise and user growth as institutional support boosts sentiment

SoFi recently completed a public offering of 57.8 million shares at $27.50 per share in partnership with a syndicate of major investment banks to strengthen its capital position. The company reported adding 905,000 net new customers in the third quarter, expanding its user base to over 12.6 million. SoFi also announced it will hold a conference call to discuss its Q4 and full year 2025 financial results.

Anton Kharitonov, expert at Traders Union, highlights that SOFI’s current price action above major moving averages is positive but warns of conflicting momentum signals. He notes the recent share offering strengthens the balance sheet but may also pressure valuation in the near term. The overbought stochastic and CCI suggest near-term exhaustion. Kharitonov remains cautious, citing the risk of mean reversion if support at $27.80 fails. "Despite the bullish technical picture, I would be wary of chasing here — breakout fades and post-offering supply remain two key risks."

Viktoras Karapetjanc, expert at Traders Union, sees the recently completed share offering as a strong positive for SOFI’s capital position. He believes robust customer growth reflects sustained demand and trust in the platform. The bullish structure remains intact above all major moving averages. Karapetjanc emphasizes, "With expanding user metrics and healthy institutional backing, further growth is expected as bullish momentum persists above key levels."

Conflicting momentum signals as price nears resistance and holds support

This bullish setup is confirmed by the price holding above the MA-20, MA-50, and MA-200, with dynamic support at the Ichimoku Kijun ($27.80) and immediate resistance near the $30 round level. Momentum signals are mixed — the daily MACD signals strong sell, while daily ADX is neutral. The weekly MACD and ADX remain bullish. Overbought readings are seen on the daily Stoch RSI and CCI, yet the daily RSI holds in the buy zone below extremes, and BBP readings confirm prevailing buyer strength intraday.

Previously it was reported that SOFI maintained persistent bullish momentum above key moving averages, but daily chart signals revealed a mix of neutral-to-bullish RSI and a weak trend indicated by ADX, alongside overbought oscillators warning of pullback risk. Despite strong intraday activity, analysts cautioned that the ongoing rally may be vulnerable to near-term exhaustion due to conflicting technical signals.

Source of Data: SOFI Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

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