SoFi price drops — what’s behind today’s move

Traders Union
All News
Financial News
Sofi slips 5.45% to $22.88 today

Highlights

SoFi Technologies reported Q4 2025 adjusted EPS of $0.13 and revenue of approximately $1.01 billion, both beating analyst expectations.
The company achieved a 38.7% year-on-year increase in quarterly sales and added a record one million new members, reaching 13.7 million in total.
SOFI shares at $22.88 trade below the MA-20 and MA-50 but slightly above MA-200 ($22.63), with downside momentum and key support at $22.63.

Earnings beat and member growth fuel positive sentiment shift

SoFi Technologies delivered strong fourth quarter 2025 financial results, posting adjusted earnings per share of $0.13 and revenue of approximately $1.01 billion, both surpassing analyst expectations. The growth was led by a sharp increase in fee-based revenue and a 38.7% year-on-year rise in quarterly sales, primarily driven by expansion in its financial services offerings. SoFi also added a record one million new members during the quarter, reaching 13.7 million members in total and more than 20.2 million products.

Anton Kharitonov, expert at Traders Union, sees SoFi’s price action signaling acute weakness after the drop below key moving averages. He highlights that technical signals, such as the bearish momentum and oversold oscillators, point to further downside risks rather than any rebound. Fundamental news, despite strong earnings, has failed to restore buyer conviction in the current environment. Kharitonov notes that the inability to hold above the MA-50 and persistent high volatility reinforce his defensive stance. "Until $22.63 breaks or buyers reclaim $26.96, I see little reason for optimism in this setup."

Viktoras Karapetjanc, expert at Traders Union, sees strong fundamental momentum behind SoFi after the company exceeded revenue and earnings expectations. He notes the record increase in members and continued expansion in financial services as signals of robust organic growth. Karapetjanc highlights that, despite the current pullback, the longer-term bullish structure remains intact as long as price stays above MA-200. He views volatility as a chance for new entrants. "Further growth is likely as market re-focuses on SoFi’s business strength and expanding user base."

Jainam Mehta, market strategist, observes that short-term momentum stays negative with price nearing the MA-200. He points out that oversold signals from multiple oscillators could trigger tactical bounce opportunities within the projected volatility band. Mehta also notes that sustained recovery will only be confirmed with a break above $26.96 resistance. "A contrarian entry near current support may work, but I’d keep stops tight in case downside resumes."

Bearish signals firm as oscillators and resistance cap recovery

Momentum remains negative on the daily timeframe, as MACD signals a sell and ADX reflects very weak trend strength. Multiple oscillators (RSI at 35.25, Stoch RSI and CCI both in oversold territory) highlight an overstretched downside, with BBP also pointing to sellers dominating near-term price action. The closest dynamic resistance by Ichimoku Kijun is at $26.96, while immediate support is just above the MA-200 ($22.63). This confirms a bearish intraday tone, with downside momentum reinforced by supporting oscillator and trend signals.

Previously it was reported that SoFi Technologies is exhibiting weak short- and medium-term momentum, trading below both its MA-20 and MA-50 but holding above long-term support at the MA-200, with persistent seller pressure confirmed by bearish RSI and MACD readings. Current price action is expected to remain range-bound with downside risks prevailing, as oversold technical indicators and intraday volatility suggest limited probability of near-term recovery.

Source of Data: SOFI Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.