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Pledging USDC as down payment lacks benefits, Peter Schiff argues
Crypto-backed mortgages are offering homebuyers the option to pledge USDC stablecoins instead of making traditional down payments. Peter Schiff draws attention to the fact that USDC pays no interest and offers no appreciation potential. He raises the question of why borrowers would choose to pledge USDC rather than simply sell it and make an interest-free down payment.
Schiff has previously contrasted stablecoins and Bitcoin with alternative assets, highlighting the 3.5 percent yield offered by Streamex's gold token. He has also commented on macroeconomic risk factors, noting the rise in oil prices above $106 per barrel in 2026. The commentator frequently references yield and inflation concerns in digital asset discussions.
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