TON Wallet in Telegram offers up to 18% annual yield on cryptocurrencies
The crypto wallet встроенный in the Telegram messaging app has announced the launch of a yield feature for holders of Bitcoin, Ethereum and USDT. The new option allows users to earn interest on their crypto through decentralized finance (DeFi) instruments.
The feature is available via TON Wallet — a self-custodial wallet (meaning users retain full control over their funds) within the Wallet in Telegram service. DeFi projects Morpho, TAC and Re7 supported the integration, The Block reports.
How it works
Users can deposit their assets into special “vaults.” These are DeFi strategies — financial tools that operate without banks or intermediaries — designed to generate variable returns depending on market conditions.For USDT (a stablecoin pegged to the US dollar), the advertised yield can reach up to 18% annual percentage yield (APY, meaning returns including compound interest). Separate yield strategies are also available for Bitcoin and Ethereum.
Since 2024, Telegram has been actively developing its blockchain ecosystem, The Open Network (TON). Earlier, interest in the ecosystem was fueled by tap-to-earn games that rewarded users with tokens for activity, though that momentum later slowed.
According to the company, Telegram’s crypto wallet has more than 150 million registered users.
Andrew Rogozov, CEO of The Open Platform — the company developing Wallet in Telegram — said the launch of vaults is intended to make DeFi more accessible to a mass audience.
Why it matters for the market
Introducing yield directly inside Telegram signals an attempt to turn the messaging app from a simple crypto entry point into a broader financial platform. If millions of users gain easy access to DeFi without separate apps or complex setups, it could significantly increase capital inflows into decentralized finance.At the same time, the high advertised returns — up to 18% on USDT — come with higher risks, as DeFi yields depend on market conditions and liquidity. The new product could both revive momentum in the TON ecosystem and test user trust in “crypto inside a messenger.”
Earlier, we reported that the Telegram ecosystem is deepening its push into crypto commerce with the launch of TON Pay.
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