U.S. housing bill signing delayed over CBDC ban and voting measure standoff
A housing measure that includes a temporary ban on a U.S. central bank digital currency is not moving to the president's desk as expected. The delay ties the bill's fate to a separate Republican push on voter registration rules, adding political uncertainty to legislation that had already passed both chambers of Congress.
Highlights
- Donald Trump canceled the 21st Century ROAD to Housing Act signing and tied its enactment to the passage of the SAVE America Act requiring in-person citizenship proof for voter registration.
- The housing bill, which passed both Senate and House, includes a provision banning the U.S. Federal Reserve from issuing a CBDC or similar digital asset until the end of 2030.
- The legislation makes an exception for open, permissionless, private dollar-denominated stablecoins, adding digital asset policy implications to the package's housing focus.
Bill signing halted amid policy linkage
As stated by Donald Trump in a Truth Social post, the signing ceremony for the 21st Century ROAD to Housing Act is cancelled until Congress passes the SAVE America Act.Trump says the housing bill, which passed the Senate and the House of Representatives, will remain on hold while Republicans are pressed to prioritize the voting legislation. The House passed the housing measure on Tuesday, and many had expected it to be signed into law on Wednesday without complications.
The president had already signaled this approach in March, saying he would not sign other bills until the SAVE America Act passes. That measure would require voters to provide proof of U.S. citizenship in person to register.
CBDC restriction adds financial policy significance
The housing bill carries a financial policy provision that bars the U.S. Federal Reserve from issuing or creating a CBDC, or any digital asset that is substantially similar, until the end of 2030.At the same time, the legislation makes an exception for stablecoins, allowing dollar-denominated currency that is open, permissionless and private. That carve-out places digital asset policy inside a broader housing package and gives the bill significance beyond housing affordability alone.
The situation remains fluid, with further details still emerging on the timing of the bill and whether the voting measure can advance quickly enough to restore the signing schedule.
Our earlier report covered how President Donald Trump canceled a planned Capitol Hill signing event for a bipartisan housing bill, saying it would remain on hold until Congress passes the SAVE America Act. We noted that the move shifted attention away from housing policy and toward contentious election legislation, leaving uncertainty around when—or whether—the signing would be rescheduled.
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