SoFi stock price forecast: high volatility as SOFI slips below key resistance

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SoFi slides 7.82% to $26.99 today

Highlights

SoFi completed a $1.5 billion public equity offering in December 2025, issuing approximately 54.5 million shares at $27.50 per share for growth funding.
The company continues expanding its member base and fee-based product portfolio, recently launching the SoFi Smart Card as part of new offerings.
SoFi's next earnings report is scheduled for January 30, 2026, providing investors with the next major update on performance.

Capital raise and product launches drive expansion ahead of earnings report

SoFi completed a $1.5 billion public equity offering in December 2025, issuing about 54.5 million shares at $27.50 per share to raise capital for expansion and new product launches. The company continues to demonstrate growth in its member base and fee-based product offerings, as seen with initiatives like the launch of the SoFi Smart Card. The next earnings report is scheduled for January 30, 2026.

Downside momentum and volatility as buyers diverge from weak signals

Momentum signals are skewed to the downside, as MACD indicates a strong sell and ADX on the D1 is neutral at low levels. RSI and Stochastic RSI point to mild bearishness and no clear oversold conditions, while the Commodity Channel Index presents a shallow positive divergence. Bull/Bear Power signals overbought conditions but shows lingering buyer influence, causing a divergence with momentum weakness. The day opened nearly flat with no gap from the prior close, but fell sharply by 7.82% to trade close to today’s low, reflecting high intraday volatility and heavy selling pressure after the open.

Sideways trend likely as upside chances dim amid downside risks

For the next week, the expected price range is $25.00 to $28.00, adjusted to reflect recent volatility and the current price’s position. The probability of a price increase is very low (less than 20%), making a further decline more likely. The baseline scenario envisions sideways movement between $25.00 and $28.00. A bullish scenario would require a decisive close above $27.80, opening the way to test the $28.00 level, while a bearish outcome could see the price slip toward $25.00 if support breaks.

Viktoras Karapetjanc, expert at Traders Union, sees SoFi Technologies positioned above its long-term support with strong corporate actions supporting future growth. He notes that despite recent volatility, underlying expansion and a growing user base provide confidence in the long-term outlook. The analyst highlights that heavy selling and weak momentum reduce the odds of a near-term breakout. Overall, he believes stabilization and sustained investor interest give upside potential once resistance is overcome. "I remain constructive on SoFi provided the company continues to deliver on growth and holds support above $25.00 in the coming week."

Previously it was reported that SoFi Technologies is trading well above its key moving averages, maintaining a strong bullish structure with price support at the Kijun and resistance around the $30 level. Despite intraday buyer strength and robust user growth, technical momentum indicators are mixed with overbought signals and a bearish daily MACD, suggesting near-term caution as the stock approaches resistance.

Source of Data: SOFI Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

The information is based on forecasts and does not constitute investment advice or a guarantee of future results. Market conditions may change. See our Disclaimer and Editorial Integrity for details.