Record revenue milestone and insider buy — SoFi stock rebounds 8.39%

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SoFi surges 8.39% to $21.06 today

Highlights

SoFi Technologies, Inc. posted record quarterly earnings, surpassing $1 billion in revenue, with adjusted EBITDA above $317 million and margins over 30%.
Membership increased 35% to 13.7 million and total products rose 37% to 20.2 million, while executive Eric Schuppenhauer purchased 5,000 shares on February 5, 2026.
SOFI trades at $21.06, below key moving averages (MA-20: $24.91, MA-50: $26.47, MA-200: $22.89), with technicals signaling persistent bearish momentum and support near $20.00.

Insider buying and record earnings bolster growth confidence

SoFi Technologies, Inc. recently reported record quarterly earnings, surpassing $1 billion in revenue for the first time, supported by adjusted EBITDA above $317 million and margins exceeding 30%. Membership climbed by 35% to 13.7 million, while total products rose 37% to 20.2 million, reflecting sustained engagement and successful cross-selling. The company also saw an insider purchase, as executive Eric Schuppenhauer acquired 5,000 shares on February 5, 2026, signaling confidence in SoFi’s ongoing growth strategy.

Deep oversold signals clash with rebound amid high volatility

Momentum signals are mixed, with the MACD on D1 giving a Sell indication and the ADX showing weak trend strength at 14.96. Most daily oscillators (RSI at 19.79, Stochastic RSI at 0.00, and CCI at -205.73) point to a deeply oversold market, while Bull/Bear Power at -2.93 confirms ongoing seller dominance, and the Awesome Oscillator also aligns with negative momentum. Today’s $1.63, or 8.39% rebound, followed a gap-up at the open but the price remains near the session high in a wide range with high volatility, indicating pronounced strength after the open despite the overall bearish setup. Conflicting signals are present, as extreme oversold readings coincide with persistent bearish momentum, so today’s strong bounce does not yet confirm a sustainable reversal.

Bearish bias dominates as volatility shapes limited upside prospects

For the next five trading days, the expected price range for SOFI is $20.00 – $23.00, adjusted to reflect current volatility around the market price. The probability of a further increase is very low (less than 20%), making a decrease more likely, given the persistent bearish readings from weekly RSI, ADX, MACD, and the MA-50. The baseline scenario assumes continued sideways trading between support and resistance, with the possibility of short-lived rebounds. A bullish scenario unfolds only if the price breaks above $24.50, targeting higher resistance, while a bearish scenario emerges if SOFI falls below $20.00, risking additional declines as technical pressure persists.

Viktoras Karapetjanc, expert at Traders Union, sees strong fundamental momentum in SoFi’s business, reflected by record revenues and robust user growth. He believes that, despite persistent technical pressure and bearish momentum signals, positive sentiment from recent earnings and insider buying could support a medium-term turnaround. However, the price remains under critical resistance and further downside is possible if $20.00 is lost. "If SoFi can stabilize above $20.00 and sentiment stays strong, I expect upside potential to return in the coming weeks."

Previously it was reported that SoFi Technologies Inc experienced a sharp decline, trading well below all major moving averages and breaching vital dynamic supports, underscoring sustained bearish momentum across short, medium, and long-term timeframes. Technical indicators such as RSI, MACD, and the Awesome Oscillator confirm deeply oversold conditions, with persistent selling pressure and limited prospects for a near-term rebound amid elevated volatility.

Source of Data: SOFI Price Analysis by TU

The analysis is based on a proprietary model combining technical, on-chain, and expert data. Not investment advice. See methodology

The information is based on forecasts and does not constitute investment advice or a guarantee of future results. Market conditions may change. See our Disclaimer and Editorial Integrity for details.