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Lance Lambert: FHA mortgage delinquencies climbing amid zero-down payment questions

Lance Lambert: FHA mortgage delinquencies climbing amid zero-down payment questions
FHA mortgage delinquencies rise as risks grow

Lance Lambert highlights a concerning trend in the U.S. mortgage market, noting that overall mortgage delinquencies remain low compared to credit card and auto loans, but delinquencies for FHA mortgages have increased over the past few years.

He raises the issue of whether the introduction of zero-down payment FHA loans could push delinquencies even higher, citing a response from the Urban Institute.

Lambert has tracked related pressures in housing, recently noting that lower material costs have helped public homebuilders manage margin compression. He also reported that national home price growth is now lagging behind both income gains and inflation. These developments come as policymakers weigh changes to FHA loan requirements.

This material may contain third-party opinions, none of the data and information on this webpage constitutes investment advice according to our Disclaimer. While we adhere to strict Editorial Integrity, this post may contain references to products from our partners.

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